70 Pebble Dr, Gray, KY 40734 Property Records

Knox County property record for 70 Pebble Dr, Gray, KY 40734 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,440 sqft · built 1978
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on File
Last Sale$175,000 (May 2026)
Tax Bill$986 (2025)
Deeds & MortgagesMay 2026 Sale
Aug 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN019-30-00-016.00

Property Details

APN / Parcel Number

Primary APN019-30-00-016.00
Alternative APNs
  • 316419
  • 378608
  • 14416

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,440 sqft Total Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialAluminum/Vinyl
Roof TypeMansard
Roof MaterialMetal
Lot Area19,166 sqft (0.44 acres)
DrivewayGravel Driveway
Deck Area512 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number14416
Street Address70 PEBBLE DR
CityGRAY
StateKY
Zip40734-6601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.44 AC COLLIER HILL RD 439-436
JurisdictionKNOX KY
Township / Civil DivisionGRAY
Census Block Group1
Census Block1017
Census Tract930300

Owner

Source: Knox County records · APN 019-30-00-016.00

Assessment roll updated December 23, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address109 PEPPERHILL DR, 1, LONDON, KY 40741-7263
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
L&N FCU
Jan 20, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 11, 2026 · Amount on Record
Deed SaleMay 11, 2026 · Amount on Record
Prior SaleJul 21, 2025 · Amount on Record
Deed Document Number2026322913
Deed Book / Page471 / 253
Prior Transfer DateSep 19, 2024
Prior Transfer Doc0000269861
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKNOX KY
Recording DateMay 11, 2026
Property Address70 PEBBLE DR, GRAY, KY 40734-6601
Document Number0000322913
Book / Page471 / 253
Instrument DateMay 11, 2026
Instrument2026.322913
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$17,675.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKNOX KY
Property Address70 PEBBLE DR, GRAY, KY 40734-6601
Transaction TypeMortgage
Record UpdatedMar 07, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M445/339
DateAug 24, 2017
Book PageM445/339
Instrument228847
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKNOX KY
Property Address70 PEBBLE DR, GRAY, KY 40734-6601
Transaction TypeMortgage
Record UpdatedMar 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M481/424
DateFeb 13, 2021
Book PageM481/424
Instrument247207
Lender
NameL&N FCU
TypeCredit Union
AddressLOUISVILLE, KY 40229
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateMar 01, 2036
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change9%
Index10-Year TN
Max Rate9%

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKNOX KY
Recording DateJan 20, 2021
Property Address70 PEBBLE DR, GRAY, KY 40734-6601
Document Number00D439/436
Book / PageD439 / 436
Instrument DateJan 19, 2021
Instrument246934
Transaction TypeTransfer
Record UpdatedMar 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address70 PEBBLE DR, GRAY, KY 40734-6601

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 PEBBLE DR, GRAY, KY 40734-6601

Tax Assessment & Valuation

Source: Knox County records · Assessment roll updated December 23, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKnox County
Unified School DistrictKnox County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$986.00 (+148.99%) Homeowner's exemption$140,000 (+75%) Land $10,000 Building $130,000$140,000 (+75%) Land $10,000 Building $130,000
2023$396.00 Homeowner's exemption$80,000$80,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Knox County (21121C), updated May 17, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211219303001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
3 of 3 on primary residences
Nearby Flood Claims3 (1998–2020)
Most Recent ClaimFeb 2020, river or lake flooding, Severe Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskModerate
above 70% of the US · above 83% of Kentucky
Wildfire LikelihoodAbout 1 in 269 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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