Madison County property record for 70 Patsy Ln, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,382 sqft |
| Lot Size | 1.14 acres (49,934 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Mar 2025) |
| Tax Bill | $1,092 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 073A-0001-0053 |
| Primary APN | 073A-0001-0053 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,382 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 49,934 sqft (1.14 acres) |
| Garage Type | Attached |
| Garage Area | 132 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 52238 |
|---|---|
| Street Address | 70 PATSY LN |
| City | BEREA |
| State | KY |
| Zip | 40403-8502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROLLING ACRES LOT 48 PH 2 |
| Legal Subdivision | ROLLING ACRE |
| Legal Phase | 2 |
| Legal Lot Number | 48 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 11202 |
Source: Madison County records · APN 073A-0001-0053
Assessment roll updated December 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 70 PATSY LN, BEREA, KY 40403-8502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 09, 2024 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 14, 2021 | Deed, Transfer · VA Mortgage STOCK YARDS BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 04, 2025 · Amount on Record |
| Deed Sale | Mar 04, 2025 · Amount on Record |
| Prior Sale | Sep 14, 2021 · Amount on Record |
| Deed Document Number | 202514248628 |
| Deed Book / Page | 864 / 492 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 70 PATSY LN, BEREA, KY 40403-8502 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 70 PATSY LN, BEREA, KY 40403-8502 |
| Document Number | 0M2298/346 |
|---|---|
| Date | May 09, 2024 |
| Book Page | M2298/346 |
| Instrument | 2014203022 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 14, 2021 |
| Property Address | 70 PATSY LN, BEREA, KY 40403-8502 |
| Document Number | D811/349 |
| Book / Page | D811 / 349 |
| Map Reference | MB 14 PG 149 |
| Instrument Date | Sep 09, 2021 |
| Instrument | 2014053008 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 70 PATSY LN, 70, BEREA, KY 40403-8502 |
| Name | Verified Name |
|---|---|
| Address | 70 PATSY LN, BEREA, KY 40403-8502 |
| Document Number | 2014053010 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 2014053010 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,092.00 (-5.04%) Homeowner's exemption | $165,000 (-) | $165,000 (-) |
| 2023 | $1,150.00 Homeowner's exemption | $165,000 | $165,000 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL | 100 / 20 |
Based on FCC filings for 59 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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