Macon County property record for 70 Overview Dr, Otto, NC 28763 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,578 sqft Heated Area |
| Lot Size | 148,540 sqft (3.41 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $208,000 (2020) |
| Tax Bill | $1,221.00 (2025) |
| Primary APN | 6580652817 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,578 sqft Heated Area |
| 1st Floor | 1,088 sqft 1st Floor |
| Attic Area | 490 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 1,088 sqft Basement |
| Unfinished Basement | 1,088 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 148,540 sqft (3.41 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 512 sqft Garage |
| Carport | Carport |
| Carport Area | 512 sqft Carport |
| Deck Area | 80 sqft Deck |
| Porch Area | 768 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 147895 |
|---|---|
| Street Address | 70 OVERVIEW DR |
| City | OTTO |
| State | NC |
| Zip | 28763 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 7 12 & 13 OTTO SPRINGS PC 2476 & 8543 |
| Legal Subdivision | OTTO SPRINGS |
| Legal Lot Number | 7 |
| Jurisdiction | MACON NC |
| Minor Civil Division | SMITHBRIDGE |
| Census Blockgroup | 4 |
| Census Block | 4043 |
| Census Tract | 970700 |
Source: Macon County records · APN 6580652817
Assessment roll updated September 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 70 OVERVIEW DR, OTTO, NC 28763 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 16, 2018 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Oct 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 12, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on Record |
| Deed Sale | Oct 13, 2020 · Amount on Record |
| Prior Sale | Apr 12, 2019 · Amount on Record |
| Deed Doc Number | 20207631 |
| Deed Book / Page | 40 / 1814 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 70 OVERVIEW DR, OTTO, NC 28763 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | O38/2402 |
|---|---|
| Date | May 16, 2018 |
| Book Page | O-38/2402 |
| Instrument | 2018003274 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Oct 13, 2020 |
| Property Address | 70 OVERVIEW DR, OTTO, NC 28763 |
| Document Number | G40/1814 |
| Book / Page | G-40 / 1814 |
| Map Reference | CARD 8543 |
| Instrument Date | Oct 12, 2020 |
| Instrument | 2020007631 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $416.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 70 OVERVIEW DR, OTTO, NC 28763 |
| Document Number | 2020007632 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020007632 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Nov 01, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Apr 12, 2019 |
| Property Address | 70 OVERVIEW DR, OTTO, NC 28763 |
| Document Number | D39/0871 |
| Book / Page | D-39 / 0871 |
| Map Reference | CARD 8543 |
| Instrument Date | Apr 09, 2019 |
| Instrument | 2019002160 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 70 OVERVIEW DR, OTTO, NC 28763 |
| Document Number | 2019002161 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | 2019002161 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $324,970 (+0.06%) Land $40,870 Building $284,100 | $324,970 (+0.06%) Land $40,870 Building $284,100 | |
| 2025 | $1,221.00 (+0.83%) | ||
| 2023 | $1,211.00 | $324,770 Land $40,870 Building $283,900 | $324,770 Land $40,870 Building $283,900 |
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