70 Overshores E, Madison, CT 06443 Property Records

Madison Town property record for 70 Overshores E, Madison, CT 06443

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 816 sqft · built 1949
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Aug 2023)
Tax Bill	$5,385 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MADI M:24 B:54`

Property Details

APN / Parcel Number

Primary APN	`MADI M:24 B:54`
Alternative APNs	`00090400` `90400`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
Gross Area	2,588 sqft
1st Floor Area	1,507 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached

Location & Zoning

Account Number	90400
Street Address	70 OVERSHORES E
City	MADISON
State	CT
Zip	06443-2830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Block	54
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3001
Census Tract	194102

Owner

70 Overshores E is owned by an individual who bought it in August 2023.

Source: Madison Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 375, CHESTER, CT 06412-0375
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Aug 22, 2023	Executor's Deed, Transfer · Stand-Alone First Mortgage PINNACLE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2023 · Amount on File
Deed Sale	Aug 22, 2023 · Amount on File
Deed Document Number	20231656
Deed Book / Page	2283 / 647
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	70 OVERSHORES E, MADISON, CT 06443-2830
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002310-592
Date	Mar 18, 2026
Book Page	2310/592
Instrument	2026-481

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

August 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MADISON CT
Recording Date	Aug 22, 2023
Property Address	70 OVERSHORES E, MADISON, CT 06443-2830
Document Number	002283-647
Book / Page	2283 / 647
Instrument Date	Aug 21, 2023
Instrument	2023-1656
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020231657
Date	Aug 22, 2023
Instrument	2023-1657

Lender

Name	PINNACLE FINANCIAL SERVICES LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 70 Overshores E was $5,385, up 2.8% from the year before.

Source: Madison Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,385.00 (+2.83%)	$233,500 (-) Land $184,700 Building $48,400	$387,776 (+137.24%)
2025	$5,237.00	$233,500 Land $184,700 Building $48,800	$163,450 Land $129,290 Building $34,160
2024	$5,237.00 (-9.55%)
2023	$5,790.00 (+1.9%)	$193,200 (-) Land $150,200 Building $43,000
2022	$5,682.00	$193,200 Land $150,200 Building $43,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Overshores E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Overshores E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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