70 Otsego St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 70 Otsego St, Ilion, NY 13357 · Last verified July 2026

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,784 sqft · built 1920
Lot Size	0.339 acres (14,799 sqft)
Owner	Company Name on File
Last Sale	$700,000 (Feb 2025)
Tax Bill	$7,853 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Feb 2020 Refinance + 4 more
APN	`212801 119.44-4-24`

Property Details

APN / Parcel Number

Primary APN	`212801 119.44-4-24`
Alternative APNs	`280111904400040240000000` `200893`

Interior

Stories	1 Story
Building Area	5,784 sqft Gross Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	14,799 sqft (0.339 acres)
Lot Dimensions	170 ft deep x 87 ft wide

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	200893
Street Address	70 OTSEGO ST
City	ILION
State	NY
Zip	13357-1819
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	68 OTSEGO ST W COM FOODL'D
Legal Block	4
Legal Lot Number	24.000
Jurisdiction	HERKIMER NY
Township / Civil Division	GERMAN FLATTS
Census Block Group	5
Census Block	5003
Census Tract	10300

Owner

Source: Herkimer County and German Flatts Town records · APN 212801 119.44-4-24

Assessment roll updated May 1, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	70 OTSEGO ST, ILION, NY 13357-1819
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 05, 2017	Deed of Trust, Mortgage · Line of Credit FARM CREDIT EAST ACA
Feb 06, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance USNY BANK
Oct 13, 2017	Deed of Trust, Mortgage HERKIMER COUNTY IDA
Jun 13, 2005	Deed of Trust, Mortgage · Commercial Mortgage NATIONAL CITY BANK
Feb 12, 2025	Warranty Deed, Transfer OLD REPUBLIC TITLE
Sep 29, 2016	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 12, 2025 · Amount on Record
Deed Sale	Feb 12, 2025 · Amount on Record
Prior Sale	Sep 29, 2016 · Amount on Record
Deed Document Number	2025RP2025-549
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	70 OTSEGO ST, ILION, NY 13357-1819
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RP20171691
Date	Apr 05, 2017
Instrument	RP2017-1691

Lender

Name	FARM CREDIT EAST ACA
Type	Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	70 OTSEGO ST, ILION, NY 13357-1819
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002020599
Date	Feb 06, 2020
Instrument	2020-599

Lender

Name	USNY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	70 OTSEGO ST, ILION, NY 13357-1819
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RP20175460
Date	Oct 13, 2017
Instrument	RP2017-5460

Lender

Name	HERKIMER COUNTY IDA

Agreement

Amount	Amount Recorded

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	70 OTSEGO ST, ILION, NY 13357-1819
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001103/0000000868
Date	Jun 13, 2005
Book Page	0000001103/0000000868
Instrument	2005-0011759

Lender

Name	NATIONAL CITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Feb 12, 2025
Property Address	70 OTSEGO ST, ILION, NY 13357-1819
Document Number	0RP2025549
Instrument Date	Jan 16, 2025
Instrument	RP2025-549
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 OTSEGO ST, ILION, NY 13357-1819

September 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	HERKIMER NY
Recording Date	Sep 29, 2016
Property Address	70 OTSEGO ST, ILION, NY 13357-1819
Document Number	0000001624/0000000527
Book / Page	0000001624 / 0000000527
Instrument Date	Sep 28, 2016
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1494 BARRINGER RD, ILION, NY 13357-4241
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town records · Assessment roll updated May 1, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	German Flatts Town
Municipality	Ilion Village
Unified School District	Central Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,853.00 (-45.53%)	$120,000 (-) Land $43,000 Building $77,000	$224,719 (+3%) Land $80,524 Building $144,195
2023		$120,000 Land $43,000 Building $77,000	$218,182 Land $78,182 Building $140,000
2020	$14,416.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360430103005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 37 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	15 (1999–2013)
Most Recent Claim	Jun 2013, other causes, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Jun 2013 · 10 claims Remnants Of Tropical Storm Lee, Sep 2011 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 477 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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