70 Old Ridge Rd, Sutter Creek, CA 95685 Property Records

Amador County property record for 70 Old Ridge Rd, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,292 sqft · built 1970
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Mar 2024)
Tax Bill	$4,930 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`044-020-022-000`

Property Details

APN / Parcel Number

Primary APN	`044-020-022-000`
Alternative APN	`4402002200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,292 sqft Living Area
1st Floor Area	1,292 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	27,443 sqft (0.63 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	70 OLD RIDGE RD
City	SUTTER CREEK
State	CA
Zip	95685-9626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	S18 T6 R11 .6283AC
Legal Tract	6
Jurisdiction	AMADOR CA
Township / Civil Division	SUTTER CREEK-PLYMOUTH
Census Block Group	3
Census Block	3042
Census Tract	401

Owner

70 Old Ridge Rd is owned and occupied by two individuals who bought it in March 2024.

Source: Amador County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 195, PLYMOUTH, CA 95669-0195
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
May 5, 2017	Grant Deed, Transfer · Conventional Mortgage WESTERN HIGHLAND FUND II

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2024 · Amount on File
Deed Sale	Mar 5, 2024 · Amount on File
Prior Sale	May 5, 2017 · Amount on File
Deed Document Number	20241191
Record Updated	Oct 29, 2026

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Mar 5, 2024
Property Address	70 OLD RIDGE RD, SUTTER CREEK, CA 95685-9626
Document Number	0000001191
Instrument Date	Feb 28, 2024
Instrument	2024-0001191
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 195, PLYMOUTH, CA 95669-0195

Mortgage

Document Number	0000001192
Date	Mar 5, 2024
Instrument	2024-0001192

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	70 OLD RIDGE RD, SUTTER CREEK, CA 95685-9626
Document Number	0000001442
Instrument Date	Feb 20, 2018
Transaction Type	Mortgage
Record Updated	Mar 9, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	70 OLD RIDGE RD SUTTER CREEK CA 956859626, SUTTER CREEK, CA 95685-9626

Mortgage

Document Number	0000001442
Date	Mar 1, 2018
Instrument	1442

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 29, 2048

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	May 5, 2017
Property Address	70 OLD RIDGE RD, SUTTER CREEK, CA 95685-9626
Document Number	0000003366
Instrument Date	Apr 26, 2017
Instrument	3366
Transaction Type	Transfer
Record Updated	May 18, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 RIDGE RD SUTTER CREEK CA 956859606, SUTTER CREEK, CA 95685-9606

Mortgage

Document Number	3367
Date	May 5, 2017
Instrument	3367

Lender

Name	WESTERN HIGHLAND FUND II
Type	Funding / Finance Company
Address	SOUTH LAKE TAHOE, CA 96150

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 70 Old Ridge Rd was $4,930 with a homeowner's exemption.

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Sutter Creek City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$504,594 (+2%) Land $104,040 Building $400,554
2025	$4,930.00 Homeowner's exemption	$494,700 Land $102,000 Building $392,700
2024			$425,340
2023	$3,951.00 (+1.91%)	$390,427 Land $72,506 Building $317,921
2022	$3,877.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Old Ridge Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1986–2017)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Old Ridge Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AWA, TANNER serves 4,940 people · EPA ID CA0310003
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cal.net, GeoLinks.

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