70 Mudridge Rd, Sylva, NC 28779 Property Records

Jackson County property record for 70 Mudridge Rd, Sylva, NC 28779

Property Summary

Property Type	Other Improved
Details	3 bd · 2 ba · 1,971 sqft · built 2008
Lot Size	2 acres (87,120 sqft)
Owner	2 Trust Names on Record
Tax Bill	$1,737 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7631-23-4461`

Property Details

APN / Parcel Number

Primary APN	`7631-23-4461`
Alternative APNs	`7631234473` `140535`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,971 sqft Living Area
1st Floor Area	1,971 sqft
Basement Area	1,971 sqft
Unfinished Basement	1,971 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Porch	Porch
Porch Area	358 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	70 MUDRIDGE RD
City	SYLVA
State	NC
Zip	28779-8464
Property Category	Other
Property Type	Other > Other Improved
Legal Description	OFF US 441 S
Legal Subdivision	DARRIN K SUTTON
Jurisdiction	JACKSON NC
Township / Civil Division	DILLSBORO
Census Block Group	3
Census Block	3057
Census Tract	950500

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	70 MUDRIDGE RD, SYLVA, NC 28779-8464
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Aug 27, 2021	Intrafamily Transfer, Transfer
Apr 11, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	70 MUDRIDGE RD, SYLVA, NC 28779-8464
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022731881
Date	Aug 17, 2020
Book Page	2273/1881

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	Aug 27, 2021
Property Address	70 MUDRIDGE RD, SYLVA, NC 28779-8464
Document Number	0023121075
Book / Page	2312 / 1075
Map Reference	CAB 15 SL 829
Instrument Date	Aug 26, 2021
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	70 MUDRIDGE RD, SYLVA, NC 28779-8464

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	70 MUDRIDGE RD, SYLVA, NC 28779-8464
Document Number	0022140713
Instrument Date	Apr 11, 2018
Transaction Type	Mortgage
Record Updated	Jun 7, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 MUDRIDGE RD SYLVA NC 287798464, SYLVA, NC 28779-8464

Mortgage

Document Number	0022140713
Date	May 21, 2018
Book Page	002214/000713

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$457,129 (+65.24%) Land $47,870 Building $409,259
2025	$1,737.00 (+65.27%)
2023	$1,051.00	$276,640 Land $44,090 Building $232,550

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DILLSBORO WATER UTILITIES, INC. private · serves 37 people · EPA ID NC1050043
Water Source	Purchased surface water from TUCKASEIGEE WATER & SEWER AUTH
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Optimum.

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