70 Mill St, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 70 Mill St, Middleton, MA 01949

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,464 sqft · built 1940
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$712,500 (Oct 2025)
Tax Bill	$7,135 (2026)
Deeds & Mortgages	May 2022 Mortgage Feb 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:0018 B:0000 L:0058`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:0018 B:0000 L:0058`
Alternative APN	`MDLT M:0018 B:0000 L:0058`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
Gross Area	3,619 sqft
Basement Area	1,134 sqft
Unfinished Basement	1,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	70 MILL ST
City	MIDDLETON
State	MA
Zip	01949-1430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Lot Number	58
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	1
Census Block	1014
Census Tract	212101

Owner

Source: Essex County and Middleton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	70 MILL ST, MIDDLETON, MA 01949-1430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU
Feb 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Oct 31, 2025	Quit Claim Deed, Transfer NEW FED MORTGAGE CORP
Aug 8, 2022	Quit Claim Deed, Transfer
Dec 1, 2017	Quit Claim Deed, Transfer · Conventional with PMI LEND USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Aug 8, 2022 · Amount on Record
Deed Document Number	20253230
Deed Book / Page	43041 / 371
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	70 MILL ST, MIDDLETON, MA 01949-1430
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040911-101
Date	May 4, 2022
Book Page	40911/101
Instrument	20220504001120

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	70 MILL ST, MIDDLETON, MA 01949-1430
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039508-584
Date	Feb 9, 2021
Book Page	39508/584
Instrument	20210209002640

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Oct 31, 2025
Property Address	70 MILL ST, MIDDLETON, MA 01949-1430
Document Number	043041-371
Book / Page	43041 / 371
Instrument Date	Oct 31, 2025
Instrument	20251031003230
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	70 MILL ST, MIDDLETON, MA 01949-1430

Mortgage

Document Number	20251031003240
Date	Oct 31, 2025
Instrument	20251031003240

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Aug 8, 2022
Property Address	70 MILL ST, MIDDLETON, MA 01949-1430
Document Number	041117-334
Book / Page	41117 / 334
Instrument Date	Aug 3, 2022
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	37 HAVERHILL ST, NORTH READING, MA 01864-2707

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Dec 1, 2017
Property Address	70 MILL ST, MIDDLETON, MA 01949-1430
Document Number	36375-127
Book / Page	036375 / 000127
Instrument Date	Nov 17, 2017
Instrument	1712013200
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,937.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	70 MILL ST MIDDLETON MA 019491430, MIDDLETON, MA 01949-1430

Mortgage

Document Number	36375-129
Date	Dec 1, 2017
Book Page	036375/000129
Instrument	1712013210

Lender

Name	LEND USA

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2047

Tax Assessment & Valuation

Source: Essex County and Middleton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,135.00 (+11.87%)	$566,700 (+5.65%) Land $313,400 Building $250,400	$637,107 (-2.58%)
2025	$6,378.00 (-3.13%)	$536,400 (-3.94%) Land $269,500 Building $266,900	$653,980
2024	$6,584.00 (+9.06%)	$558,400 (+19.04%) Land $269,500 Building $288,900
2023	$6,037.00	$469,100 Land $269,500 Building $199,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000
Water Source	Purchased surface water from DANVERS WATER DEPT.
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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