70 Low Creek Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 70 Low Creek Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,480 sqft · built 2007
Lot Size	1.36 acres (59,242 sqft)
Owner	Individual Name on File
Tax Bill	$2,517 (2025)
Deeds & Mortgages	Jun 2021 Sale Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032C 048`

Property Details

APN / Parcel Number

Primary APN	`032C 048`
Alternative APN	`457160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,480 sqft Heated Area
Basement Area	2,480 sqft
Unfinished Basement	2,480 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	59,242 sqft (1.36 acres)
Garage Area	550 sqft

Exterior Amenities

Porch	Porch
Porch Area	426 sqft
Deck Area	180 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	457160
Street Address	70 LOW CREEK DR
City	TOCCOA
State	GA
Zip	30577-8755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PT TRACT 4 + TRACT B JORDAN RD
Legal Subdivision	PAUL VIVERETTE
Legal Tract	4
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2069
Census Tract	970302

Owner

70 Low Creek Dr is owned and occupied by an individual who acquired it in June 2021.

Source: Stephens County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	70 LOW CREEK DR, TOCCOA, GA 30577-8755
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Warranty Deed, Transfer
Dec 11, 2020	Grant Deed, Transfer · Conventional with PMI UNITED METHODIST CONNECTIONAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2021
Deed Sale	Jun 10, 2021
Prior Sale	Mar 21, 2016 · Amount on File
Deed Document Number	0001255166
Deed Book / Page	1255 / 166
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 10, 2021
Property Address	70 LOW CREEK DR, TOCCOA, GA 30577-8755
Document Number	0012550166
Book / Page	1255 / 166
Instrument Date	Jun 10, 2021
Instrument	2021-000860
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 LOW CREEK DR, TOCCOA, GA 30577-8755

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 11, 2020
Property Address	70 LOW CREEK DR, TOCCOA, GA 30577-8755
Document Number	0012320305
Book / Page	001232 / 000305
Instrument Date	Dec 1, 2020
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	70 LOW CREEK DR TOCCOA GA 305778755, TOCCOA, GA 30577-8755

Mortgage

Document Number	12320308
Date	Dec 11, 2020
Book Page	001232/000308

Lender

Name	UNITED METHODIST CONNECTIONAL
Type	Credit Union
Address	MARIETTA, GA 30068

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 70 Low Creek Dr was $2,517 with exemptions applied.

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,517.00 Homeowner's exemption Senior Citizen's exemption	$151,242 Land $4,252 Building $146,990	$378,105 Land $10,630 Building $367,475
2023	$1,835.00 (-33.49%) Homeowner's exemption	$96,550 (+4.16%) Land $4,252 Building $92,298	$241,375 (+4.16%) Land $10,630 Building $230,745
2022	$2,759.00 Homeowner's exemption	$92,694 Land $4,252 Building $88,442	$231,736 Land $10,630 Building $221,106

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Low Creek Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Oct 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Low Creek Dr is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 47% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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