70 Lone Oak Path, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 70 Lone Oak Path, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,700 sqft · built 1962
Lot Size0.69 acres (30,056 sqft)
Owner2 Individual Names on File
Last Sale$925,000 (Nov 2014)
Tax Bill$22,732 (2024)
Deeds & MortgagesFeb 2023 Refinance
Sep 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN473489 125.-5-24

Property Details

APN / Parcel Number

Primary APN473489 125.-5-24
Alternative APNs
  • 0800-125.00-05.00-024.000
  • 348912500000050240000000
  • 47340029489

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,700 sqft Living Area
Gross Area2,588 sqft
1st Floor Area1,700 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialBrick
Lot Area30,056 sqft (0.69 acres)
View / LotSuburban
Garage TypeAttached
Garage Area774 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area228 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address70 LONE OAK PATH
CitySMITHTOWN
StateNY
Zip11787-4288
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description19-749826 TC-84 *1424 & PT L 89 SMITHTOWN PINES UN 5 L 90
Legal Block5
Legal Lot Number24
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group2
Census Block2033
Census Tract135500

Owner

70 Lone Oak Path is owned and occupied by two individuals who bought it in November 2014.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address70 LONE OAK PATH, SMITHTOWN, NY 11787-4288
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
DISCOVER BANK
Sep 14, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC
Jan 28, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2014 · Amount on File
Deed SaleNov 14, 2014 · Amount on File
Deed Book / Page12795 / 866
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address70 LONE OAK PATH, SMITHTOWN, NY 11787-4288
Transaction TypeMortgage
Record UpdatedJan 30, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0234800318
DateFeb 3, 2023
Book Page23480/318
Lender
NameDISCOVER BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term337 Months
DueMar 1, 2051

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address70 LONE OAK PATH, SMITHTOWN, NY 11787-4288
Transaction TypeMortgage
Record UpdatedOct 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0233240700
DateSep 14, 2021
Book Page23324/700
InstrumentDM034356
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address70 LONE OAK PATH, SMITHTOWN, NY 11787-4288
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0232240272
DateJan 28, 2021
Book Page23224/272
InstrumentDL050438
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictHauppauge Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,603 Land $300 Building $11,303$1,450,375 Land $37,500 Building $1,412,875
2024$22,732.00
2023$11,603 Land $300 Building $11,303$13,337 Land $345 Building $12,992

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 70 Lone Oak Path in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Lone Oak Path is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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