70 Laurel Pl, Monterey, TN 38574 Property Records

Putnam County property record for 70 Laurel Pl, Monterey, TN 38574

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,464 sqft · built 1995
Lot Size	4.2 acres (182,952 sqft)
Owner	Trust Name on File
Last Sale	$239,900 (Aug 2021)
Tax Bill	$1,161 (2025)
Deeds & Mortgages	Dec 2023 Transfer Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071104 19200`

Property Details

APN / Parcel Number

Primary APN	`071104 19200`
Alternative APN	`104 19200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2011
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	182,952 sqft (4.2 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	70 LAUREL PL
City	MONTEREY
State	TN
Zip	38574-7205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: M03
Legal Subdivision	CUMBERLAND COVE
Legal Block	43
Legal Lot Number	4
Jurisdiction	PUTNAM TN
Township / Civil Division	4
Census Block Group	3
Census Block	3035
Census Tract	100

Owner

70 Laurel Pl is held in a trust since November 2023.

Source: Putnam County records, as of January 26, 2026

Owner of Record	Trust Name on File
Mailing Address	A199 370 S LOWE AVE, COOKEVILLE, TN 38501
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Intrafamily Transfer, Transfer
Aug 13, 2021	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2021 · Amount on File
Deed Sale	Aug 13, 2021 · Amount on File
Prior Sale	Aug 30, 2007 · Amount on File
Deed Document Number	2021261422
Deed Book / Page	1330 / 264
Last Transfer Date	Nov 30, 2023
Transfer Doc	0001514386
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM TN
Recording Date	Dec 15, 2023
Property Address	70 LAUREL PL, MONTEREY, TN 38574-7205
Document Number	0001514386
Book / Page	1514 / 386
Map Reference	CAB A SL 130-137
Instrument Date	Nov 30, 2023
Instrument	293414
Transaction Type	Transfer
Record Updated	Jan 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	370 S LOWE AVE # A199, A199, COOKEVILLE, TN 38501-4730

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Aug 13, 2021
Property Address	70 LAUREL PL, MONTEREY, TN 38574-7205
Document Number	1330264
Book / Page	1330 / 264
Map Reference	CAB A SL 130-137
Instrument Date	Aug 11, 2021
Instrument	261422
Transaction Type	Transfer
Record Updated	Aug 26, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$887.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	139 E BROAD ST, 139, COOKEVILLE, TN 38501-3211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 LAUREL PL, MONTEREY, TN 38574-7205

Mortgage

Document Number	261423
Date	Aug 13, 2021
Instrument	261423

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 70 Laurel Pl was $1,161.

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,161.00	$43,650 Land $7,750 Building $35,900
2023		$43,650 (-) Land $7,750 Building $35,900
2022	$1,079.00	$43,650 Land $7,750 Building $35,900	$174,600 (-) Land $31,000 Building $143,600
2021			$174,600 Land $31,000 Building $143,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 70 Laurel Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Laurel Pl is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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