Kershaw County property record for 70 Laurel Crossing Dr, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 3,248 sqft · built 1991 |
| Owner | Owner Name on File |
| Last Sale | $196,000 (Jun 2004) |
| Tax Bill | $1,633 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Aug 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 309-03-0A-023-SCX |
| Primary APN | 309-03-0A-023-SCX |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,248 sqft Gross Area |
| Gross Area | 2,068 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Vinyl |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Porch |
| Porch Area | 340 sqft |
| Patio Area | 340 sqft |
| Account Number | 1218 |
|---|---|
| Old Parcel Number | 309-03-0A-023 SCX |
| Street Address | 70 LAUREL CROSSING DR |
| City | LUGOFF |
| State | SC |
| Zip | 29078-9186 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | DIST:277F MAP REF:BK 39 PG 296A |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 970905 |
The current owner of 70 Laurel Crossing Dr bought it in June 2004.
Source: Kershaw County records, as of November 6, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 70 LAUREL CROSSING DR, LUGOFF, SC 29078-9186 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Aug 2, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| May 2, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Last Sale | Jun 22, 2004 · Amount on File |
|---|---|
| Deed Sale | Jun 22, 2004 · Amount on File |
| Deed Document Number | 0000158977 |
| Deed Book / Page | 1589 / 77 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 70 LAUREL CROSSING DR, LUGOFF, SC 29078-9186 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 70 LAUREL CROSSING DR, LUGOFF, SC 29078-9186 |
| Document Number | 0020236613 |
|---|---|
| Date | Aug 2, 2023 |
| Book Page | 4990/132 |
| Instrument | 2023-6613 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 70 LAUREL CROSSING DR, LUGOFF, SC 29078-9186 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 70 LAUREL CROSSING DR, LUGOFF, SC 29078-9186 |
| Document Number | 0020236614 |
|---|---|
| Date | Aug 2, 2023 |
| Book Page | 4990/142 |
| Instrument | 2023-6614 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jul 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 70 LAUREL CROSSING DR, LUGOFF, SC 29078-9186 |
| Document Number | 0000003524 |
| Instrument Date | May 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 70 LAUREL CROSSING DR LUGOFF SC 290789186, LUGOFF, SC 29078-9186 |
| Document Number | 0000003524 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 004024/000095 |
| Instrument | 3524 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 9, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 70 Laurel Crossing Dr was $1,633.
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,633.00 | $241,200 Land $35,000 Building $206,200 | $241,200 |
| 2023 | $931.00 | $241,200 Land $35,000 Building $206,200 | $241,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 70 Laurel Crossing Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 70 Laurel Crossing Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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