70 King St, Oberlin, OH 44074 Property Records

Lorain County property record for 70 King St, Oberlin, OH 44074

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,211 sqft · built 1922
Lot Size0.71 acres (30,928 sqft)
Owner2 Individual Names on File
Last Sale$125,000 (May 2001)
Tax Bill$4,934 (2025)
Deeds & MortgagesJul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-00-086-112-031

Property Details

APN / Parcel Number

Primary APN09-00-086-112-031

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,211 sqft Living Area
Gross Area2,323 sqft
1st Floor Area984 sqft
Upper Floors Area787 sqft
Basement Area984 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Architectural StyleTraditional
Exterior MaterialStone
Construction TypeFrame
Lot Area30,928 sqft (0.71 acres)
Lot Dimensions207 ft deep x 132 ft wide
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Frame Porch
Porch Area240 sqft
Patio Area626 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Street Address70 KING ST
CityOBERLIN
StateOH
Zip44074-1321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFRNT 0132.00 DPTH 0236.00
Legal SubdivisionOBERLIN VILLAGE
Legal Block112
Legal Lot Number28
JurisdictionLORAIN OH
Township / Civil DivisionOBERLIN
Census Block Group2
Census Block2007
Census Tract60100

Owner

70 King St is owned and occupied by two individuals who bought it in May 2001.

Source: Lorain County records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address70 KING ST, OBERLIN, OH 44074-1321
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2001 · Amount on File
Deed SaleMay 25, 2001 · Amount on File
Deed Document Number2001753335
Prior Transfer DateSep 28, 2000
Prior Transfer Doc0000709710
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address70 KING ST, OBERLIN, OH 44074-1321
Document Number0000771618
Instrument DateJul 23, 2020
Transaction TypeMortgage
Record UpdatedAug 10, 2020
Title CompanyGUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address70 KING ST OBERLIN OH 440741321, OBERLIN, OH 44074-1321

Mortgage

Document Number0000771618
DateJul 30, 2020
Instrument771618
Lender
NameOHIO EDUCATIONAL CU
AddressCLEVELAND, OH 44101
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJul 29, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 70 King St was $4,934 with a homeowner's exemption.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityOberlin City
Unified School DistrictOberlin City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,934.00 Homeowner's exemption$104,980 (+%) Land $11,810 Building $93,170$299,940 (-) Land $33,730 Building $266,210
2024$4,934.00 (+47.15%)$104,979 (+71.91%) Land $11,806 Building $93,174$299,940 (+71.91%) Land $33,730 Building $266,210
2023$3,353.00 (-1.9%)$61,065 (+0.01%) Land $8,974 Building $52,091$174,470 Land $25,640 Building $148,830
2022$3,418.00$61,060 Land $8,970 Building $52,090
2021$174,470 Land $25,640 Building $148,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 70 King St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 King St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 71% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOBERLIN WATER DEPARTMENT
serves 8,600 people · EPA ID OH4700911
Water SourceSurface water
Last State InspectionMar 2026
Also Mapped HereRURAL LORAIN CO. WATER A
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2024
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Breezeline
Cable
1,000 / 50
Cable Co-op
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum.

Nearby Properties on King St

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