Franklin County property record for 70 Keffer Rd, Hardy, VA 24101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1995 |
| Lot Size | 1.63 acres (71,003 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,142 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Jun 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012 00-117 03 |
| Primary APN | 012 00-117 03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 2,584 sqft |
| 1st Floor Area | 1,368 sqft |
| Basement Area | 912 sqft |
| Finished Basement | 400 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 71,003 sqft (1.63 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 304 sqft |
| Deck Area | 72 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1847 |
|---|---|
| Street Address | 70 KEFFER RD |
| City | HARDY |
| State | VA |
| Zip | 24101-4202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | RT 676 LOT 7 |
| Legal Subdivision | DEER CREEK ESTATES |
| Legal Lot Number | 7 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | GILLS CREEK |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20302 |
Source: Franklin County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 70 KEFFER RD, HARDY, VA 24101-4202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Line of Credit FREEDOM FIRST FCU |
| Jun 11, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC |
| Apr 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM FIRST FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 70 KEFFER RD, HARDY, VA 24101-4202 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 70 KEFFER RD, HARDY, VA 24101-4202 |
| Document Number | 0011690378 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 1169/378 |
| Instrument | 210008022 |
| Name | FREEDOM FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | ROANOKE, VA 24019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 70 KEFFER RD, HARDY, VA 24101-4202 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 70 KEFFER RD, HARDY, VA 24101-4202 |
| Investor | Possibly a Property Investor |
| Document Number | 0012300511 |
|---|---|
| Date | Jun 11, 2025 |
| Book Page | 1230/511 |
| Instrument | 250003722 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | HARDY, VA 24101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 9, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 70 KEFFER RD, HARDY, VA 24101-4202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0011532247 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 1153/2247 |
| Instrument | 200010739 |
| Name | NATIONWIDE MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Nov 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 70 KEFFER RD, HARDY, VA 24101-4202 |
| Document Number | 0011071560 |
| Instrument Date | Apr 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Name | Verified Name |
|---|
| Document Number | 0011071560 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 001107/001560 |
| Instrument | 2561 |
| Name | FREEDOM FIRST FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,142.00 (+7.74%) | $265,800 (+52.85%) Land $34,500 Building $231,300 | $265,800 (+52.85%) Land $34,500 Building $231,300 |
| 2023 | $1,060.00 | $173,900 (-) Land $27,500 Building $146,400 | $173,900 (-) Land $27,500 Building $146,400 |
| 2022 | $173,900 Land $27,500 Building $146,400 | $173,900 Land $27,500 Building $146,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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