70 Kaler Rd, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 70 Kaler Rd, Belfast, ME 04915

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,200 sqft · built 1996
Lot Size	4.4 acres (191,664 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (May 2016)
Tax Bill	$12,794 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`BELF M:008 L:056`

Property Details

APN / Parcel Number

Primary APN	`BELF M:008 L:056`
Alternative APN	`1399`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,200 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	191,664 sqft (4.4 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1399
Street Address	70 KALER RD
City	BELFAST
State	ME
Zip	04915-7317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	56
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	1
Census Block	1027
Census Tract	43000

Owner

Source: Waldo County and Belfast City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97 PATTERSON HILL RD, BELFAST, ME 04915-7300
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2020	Deed of Trust, Mortgage · Line of Credit BANGOR SVGS BK
Sep 29, 2017	Deed of Trust, Mortgage · Line of Credit BANGOR SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2016 · Amount on Record
Deed Sale	May 6, 2016 · Amount on Record
Prior Sale	Apr 9, 2014
Deed Document Number	20163419
Deed Book / Page	4056 / 295
Transfer Doc	03414/0182
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	70 KALER RD, BELFAST, ME 04915-7317
Document Number	0044740137
Instrument Date	Feb 29, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 KALER RD BELFAST ME 049157317, BELFAST, ME 04915-7317

Mortgage

Document Number	0044740137
Date	Mar 6, 2020
Book Page	004474/000137
Instrument	1861

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	CAMDEN, ME 04843

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 5, 2045

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	70 KALER RD, BELFAST, ME 04915-7317
Document Number	0042140270
Book / Page	004214 / 000270
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Nov 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 KALER RD BELFAST ME 049157317, BELFAST, ME 04915-7317

Mortgage

Document Number	0042140270
Date	Oct 18, 2017
Book Page	004214/000270
Instrument	10115

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	CAMDEN, ME 04843

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Oct 17, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Waldo County and Belfast City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,794.00 (+6.79%)	$783,000 (+0.64%) Land $235,200 Building $547,800
2024	$11,981.00 (+7.52%)	$778,000 (+40.33%) Land $235,200 Building $542,800
2023	$11,143.00 (-3.21%)	$554,400 (+3.05%) Land $214,000 Building $340,400
2022	$11,513.00	$538,000 Land $214,000 Building $324,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	6 (1979–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims Severe Storm And Flooding, Oct 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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