Essex County and Saugus Town property record for 70 Howard St, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,444 sqft · built 1920 |
| Lot Size | 0.386 acres (16,805 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $315,000 (Nov 2009) |
| Tax Bill | $6,267 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Nov 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:010-B B:0002 L:0017 |
| Primary APN | SAUG M:010-B B:0002 L:0017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,444 sqft Living Area |
| Gross Area | 2,994 sqft |
| 1st Floor Area | 711 sqft |
| Basement Area | 711 sqft |
| Unfinished Basement | 711 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,805 sqft (0.386 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 8805004 |
|---|---|
| Street Address | 70 HOWARD ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-4013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 208402 |
Source: Essex County and Saugus Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 70 HOWARD ST, SAUGUS, MA 01906-4013 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Nov 12, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2009 · Amount on Record |
| Deed Sale | Nov 19, 2009 · Amount on Record |
| Deed Book / Page | 29079 / 492 |
| Last Transfer Date | Nov 8, 2019 |
| Transfer Doc | 38019-207 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jun 11, 2026 |
| Property Address | 70 HOWARD ST, SAUGUS, MA 01906-4013 |
| Document Number | 043439-154 |
| Book / Page | 43439 / 154 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 20262360 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002360, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 43439/154 |
| Instrument | 20262360 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Nov 12, 2019 |
| Property Address | 70 HOWARD ST, SAUGUS, MA 01906-4013 |
| Document Number | 38019-207 |
| Book / Page | 038019 / 000207 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 1112006270 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 70 HOWARD ST SAUGUS MA 019064013, SAUGUS, MA 01906-4013 |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,267.00 (+3.88%) | $601,400 (+6.46%) Land $353,300 Building $245,700 | $645,788 (+16.62%) |
| 2025 | $6,033.00 (+6.63%) | $564,900 (+6.32%) Land $319,500 Building $245,400 | $553,755 |
| 2024 | $5,658.00 (+1.4%) | $531,300 (+7.2%) Land $290,400 Building $240,900 | |
| 2023 | $5,580.00 | $495,600 Land $261,400 Building $234,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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