Cumberland Town property record for 70 Hope St, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,751 sqft · built 2022 |
| Lot Size | 0.139 acres (6,055 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $555,000 (Jul 2023) |
| Tax Bill | $5,737 (2026) |
| Deeds & Mortgages | Jun 2022 Refinance Mar 2023 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-0025-54 |
| Primary APN | 1-0025-54 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,751 sqft Living Area |
| Gross Area | 3,035 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,055 sqft (0.139 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 3-0015-94 |
|---|---|
| Street Address | 70 HOPE ST |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-7226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 150 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 11302 |
70 Hope St is owned and occupied by two individuals who bought it in July 2023.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 70 HOPE ST, CUMBERLAND, RI 02864-7226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance EQUITY TRUST COMPANY |
| Mar 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ROGER MALOUIN |
| Jul 24, 2023 | Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage BRISTOL COUNTY SAVINGS BANK |
| Apr 26, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage ROGER MALOUIN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2023 · Amount on File |
| Deed Sale | Jul 24, 2023 · Amount on File |
| Prior Sale | Apr 26, 2022 · Amount on File |
| Deed Document Number | 2023139795 |
| Deed Book / Page | 1960 / 592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 70 HOPE ST, CUMBERLAND, RI 02864-7226 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001933-13 |
|---|---|
| Date | Jun 3, 2022 |
| Book Page | 1933/13 |
| Instrument | 133435 |
| Name | EQUITY TRUST COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 70 HOPE ST, CUMBERLAND, RI 02864-7226 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001952-536 |
|---|---|
| Date | Mar 28, 2023 |
| Book Page | 1952/536 |
| Instrument | 138040 |
| Name | ROGER MALOUIN |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jul 24, 2023 |
| Property Address | 70 HOPE ST, CUMBERLAND, RI 02864-7226 |
| Document Number | 001960-592 |
| Book / Page | 1960 / 592 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 139795 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 19, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 70 HOPE ST, CUMBERLAND, RI 02864-7226 |
| Document Number | 0000139796 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | 139796 |
| Name | BRISTOL COUNTY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Type Change Date | Aug 1, 2030 |
| Max Rate At Change | 3% |
| Index | Other |
| Margin | 3 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Apr 26, 2022 |
| Property Address | 70 HOPE ST, CUMBERLAND, RI 02864-7226 |
| Document Number | 001929-560 |
| Book / Page | 1929 / 560 |
| Instrument Date | Apr 25, 2022 |
| Instrument | 132664 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 377 SEA M |
| Document Number | 0000132665 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 132665 |
| Name | ROGER MALOUIN |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 70 Hope St was $5,737, up 1% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,737.00 (+1.02%) | $573,100 (+23.83%) Land $195,500 Building $377,600 | $585,321 |
| 2025 | $5,679.00 | $462,800 Land $129,100 Building $333,700 | |
| 2023 | $3,245.00 (+380.03%) | $279,300 (+519.29%) Land $129,100 Building $150,200 | |
| 2022 | $676.00 | $45,100 Land $45,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 70 Hope St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1979–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 70 Hope St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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