70 Grindstone Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 70 Grindstone Dr, Gallatin, TN 37066

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,705 sqft · built 2021
Owner	Individual Name on Record
Last Sale	$321,178 (May 2021)
Tax Bill	$1,377 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083124B F 01500`

Property Details

APN / Parcel Number

Primary APN	`083124B F 01500`
Alternative APN	`124B F 01500`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,705 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Terrain	Rolling
Garage Type	Finished
Driveway	Driveway
Driveway Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	70 GRINDSTONE DR
City	GALLATIN
State	TN
Zip	37066-2757
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	PB32 PG144 LT488
Legal Subdivision	CARELLTON RESUB PH 4
Legal Block	144
Legal Lot Number	488
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	1
Census Block	1042
Census Tract	20502

Owner

Source: Sumner County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	70 GRINDSTONE DR, GALLATIN, TN 37066-2757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RENASANT BANK
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Deed Document Number	1366627
Deed Book / Page	5609 / 287
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	70 GRINDSTONE DR, GALLATIN, TN 37066-2757
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 GRINDSTONE DR, GALLATIN, TN 37066-2757

Mortgage

Document Number	0067900231
Date	Feb 25, 2026
Book Page	6790/231
Instrument	1542579

Lender

Name	RENASANT BANK
Type	Bank
Address	NASHVILLE, TN 37203

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 25, 2036

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	May 28, 2021
Property Address	70 GRINDSTONE DR, GALLATIN, TN 37066-2757
Document Number	0056090287
Book / Page	5609 / 287
Map Reference	MB 32 PG 144-148
Instrument Date	May 27, 2021
Instrument	1366627
Transaction Type	Transfer
Record Updated	Oct 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,188.36
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 GRINDSTONE DR, GALLATIN, TN 37066-2757

Mortgage

Document Number	5609291
Date	May 28, 2021
Instrument	5609/291

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,377.00 (-23.8%)	$96,875 (+63.64%) Land $22,500 Building $74,375
2024			$387,500 (+63.64%) Land $90,000 Building $297,500
2023	$1,807.00 (-0.33%)	$59,200 (-) Land $12,000 Building $47,200
2022	$1,813.00	$59,200 Land $12,000 Building $47,200
2021			$236,800 Land $48,000 Building $188,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	23 (1993–2024)
Claims Outside the SFHA	9 of 23
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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