70 Fuller St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 70 Fuller St, Ludlow, MA 01056

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,820 sqft · built 1956
Lot Size	0.505 acres (21,998 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Aug 2023)
Tax Bill	$5,203 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:12C-05850 B:59 L:2`

Property Details

APN / Parcel Number

Primary APN	`M:12C-05850 B:59 L:2`
Alternative APNs	`LUDL M:12C B:5850 P:59 E:2` `3458`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,820 sqft Living Area
Gross Area	3,599 sqft
Basement Area	1,118 sqft
Unfinished Basement	1,118 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1964
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,998 sqft (0.505 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3458
Street Address	70 FULLER ST
City	LUDLOW
State	MA
Zip	01056-2318
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RES A
Legal Block	5850
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1024
Census Tract	810412

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	70 FULLER ST, LUDLOW, MA 01056-2318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage STANDARD MTG CAP LLC
Aug 9, 2023	Warranty Deed, Transfer
May 19, 2020	Deed of Trust, Mortgage · Line of Credit FREEDOM CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2023 · Amount on Record
Deed Sale	Aug 9, 2023 · Amount on Record
Prior Sale	Jun 21, 2001 · Amount on Record
Deed Document Number	202337016
Deed Book / Page	25110 / 136
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	70 FULLER ST, LUDLOW, MA 01056-2318
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026263-244
Date	Mar 24, 2026
Book Page	26263/244
Instrument	12397

Lender

Name	STANDARD MTG CAP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUDLOW MA
Recording Date	Aug 9, 2023
Property Address	70 FULLER ST, LUDLOW, MA 01056-2318
Document Number	025110-136
Book / Page	25110 / 136
Instrument Date	Aug 7, 2023
Instrument	37016
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 GAYLORD ST, SOUTH HADLEY, MA 01075-8201

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	70 FULLER ST, LUDLOW, MA 01056-2318
Document Number	23225-84
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 FULLER ST LUDLOW MA 010562318, LUDLOW, MA 01056-2318

Mortgage

Document Number	23225-84
Date	May 26, 2020
Book Page	023225/000084
Instrument	26310

Lender

Name	FREEDOM CU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 25, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,203.00 (+3.09%)	$325,000 (+11.72%) Land $88,900 Building $236,100	$431,240
2025	$5,047.00 (+2.83%)	$290,900 (+7.22%) Land $80,800 Building $210,100
2024	$4,908.00 (+5.71%)	$271,300 (+13.99%) Land $81,500 Building $189,800
2023	$4,643.00	$238,000 Land $71,500 Building $166,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Fuller St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures