70 Frederick Dr, Apalachin, NY 13732 Property Records

Tioga County and Owego Town property record for 70 Frederick Dr, Apalachin, NY 13732

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1965
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$93,000 (Mar 2005)
Tax Bill	$4,480 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`493089 154.09-1-35`

Property Details

APN / Parcel Number

Primary APN	`493089 154.09-1-35`
Alternative APNs	`308915400900010350000000` `00000006910`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Game Room	Game Room

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	588 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000006910
Street Address	70 FREDERICK DR
City	APALACHIN
State	NY
Zip	13732-4127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	35.000
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	1
Census Block	1017
Census Tract	20402

Owner

70 Frederick Dr is owned and occupied by two individuals who acquired it in October 2009.

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	70 FREDERICK DR, APALACHIN, NY 13732-4127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage VISIONS FEDERAL CREDIT UNION
Nov 29, 2017	Deed of Trust, Mortgage · ARM VISIONS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2005 · Amount on File
Deed Sale	Mar 7, 2005 · Amount on File
Prior Sale	Mar 6, 2000 · Amount on File
Deed Book / Page	11837 / 7001
Last Transfer Date	Oct 28, 2009
Transfer Doc	0000017330/000000500
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Recording Date	Jul 30, 2026
Property Address	70 FREDERICK DR, APALACHIN, NY 13732-4127
Document Number	0000002734
Instrument Date	Jul 20, 2026
Instrument	20262734
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 FREDERICK DR, APALACHIN, NY 13732-4127

Mortgage

Document Number	0000002734,
Date	Jul 30, 2026
Instrument	20262734

Lender

Name	VISIONS FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	70 FREDERICK DR, APALACHIN, NY 13732-4127
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17000005189
Date	Nov 29, 2017
Instrument	170-00005189

Lender

Name	VISIONS FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Type Change Date	Dec 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 70 Frederick Dr was $4,480 with exemptions applied, down 0.2% from the year before.

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Unified School District	Vestal Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,480.00 (-0.24%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$4,491.00	$82,600 Land $16,100 Building $66,500	$158,086 Land $30,813 Building $127,273
2023		$82,600 Land $16,100 Building $66,500	$152,963 Land $29,815 Building $123,148
2019	$1,499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Frederick Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Frederick Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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