70 Foster St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 70 Foster St, Lowell, MA 01851

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,862 sqft · built 1929
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$209,000 (May 2010)
Tax Bill$5,690 (2026)
Deeds & MortgagesDec 2022 Refinance
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNS14290

Property Details

APN / Parcel Number

Primary APNS14290
Alternative APNs
  • LOWE M:87 B:2400 L:70
  • M:000087 T:S14290

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,862 sqft Living Area
Gross Area2,998 sqft
1st Floor Area742 sqft
Basement Area700 sqft
Unfinished Basement700 sqft

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account NumberS14290
Street Address70 FOSTER ST
CityLOWELL
StateMA
Zip01851-1638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTSF
Legal SubdivisionLIVINGSTONE
Legal Block2400
Legal Lot Number70
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group3
Census Block3009
Census Tract311300

Owner

70 Foster St is owned and occupied by two individuals who bought it in May 2010.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address70 FOSTER ST, LOWELL, MA 01851-1638
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
DISCOVER BANK
Apr 13, 2017Quit Claim Deed, Transfer · FHA Mortgage
NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2010 · Amount on File
Deed SaleMay 3, 2010 · Amount on File
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address70 FOSTER ST, LOWELL, MA 01851-1638
Transaction TypeMortgage
Record UpdatedDec 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037544-97
DateDec 1, 2022
Book Page37544/97
Instrument48709
Lender
NameDISCOVER BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJan 1, 2053

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateApr 13, 2017
Property Address70 FOSTER ST, LOWELL, MA 01851-1638
Document Number31036-244
Book / Page31036 / 244
Instrument14663
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$32.97
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 FOSTER ST, LOWELL, MA 01851-1638

Mortgage

Document Number31036-247
DateApr 13, 2017
Book Page31036/247
Instrument14664
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 70 Foster St was $5,690, up 6.4% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,690.00 (+6.43%)$501,300 (+7.64%) Land $172,400 Building $328,900$531,235 (+22.98%)
2025$5,346.00 (+2.26%)$465,700 (+6.08%) Land $161,100 Building $304,600$431,965
2024$5,228.00 (+6.26%)$439,000 (+10.83%) Land $152,000 Building $287,000
2023$4,920.00$396,100 Land $132,100 Building $264,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Foster St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1991)
Most Recent ClaimAug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 70 Foster St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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