Passaic County and Wayne Township property record for 70 Ferrara Ave, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,800 sqft · built 1900 |
| Lot Size | 0.239 acres (10,411 sqft) |
| Owner | Company Name on Record |
| Last Sale | $350,000 (Feb 2020) |
| Tax Bill | $9,219 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2020 Sale & Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 14-00855-0000-00007 |
| Primary APN | 14-00855-0000-00007 |
|---|---|
| Alternative APNs |
|
| Units | 4 Units |
|---|---|
| Stories | 4 Stories |
| Building Area | 2,800 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Quadruplex |
| Lot Area | 10,411 sqft (0.239 acres) |
| Old Parcel Number | 1400258000000001 |
|---|---|
| Street Address | 70 FERRARA AVE |
| City | WAYNE |
| State | NJ |
| Zip | 07470-7202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | I |
| Legal Block | 855 |
| Legal Lot Number | 7 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 246300 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 333 2ND AVE, 31, LYNDHURST, NJ 07071-1457 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage FE FUNDING RAI LLC |
| Feb 10, 2020 | Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2020 · Amount on Record |
| Deed Sale | Feb 10, 2020 · Amount on Record |
| Prior Sale | Mar 16, 1992 · Amount on Record |
| Deed Document Number | 20207714 |
| Deed Book / Page | 3751 / 152 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 70 FERRARA AVE, WAYNE, NJ 07470-7202 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Title Company | VETS TITLE AGENCY LLC, ADVENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000008147 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | M16805/1 |
| Instrument | 2021008147 |
| Name | FE FUNDING RAI LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SEA GIRT, NJ 08750 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Feb 10, 2020 |
| Property Address | 70 FERRARA AVE, WAYNE, NJ 07470-7202 |
| Document Number | 0000007714 |
| Book / Page | D3751 / 152 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 2020007714 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 4, 2021 |
| Title Company | ADVENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 FARMSTEAD LN, 7, WAYNE, NJ 07470-5300 |
| Name | Verified Name |
|---|---|
| Address | 333 2ND AVE APT 31, 31, LYNDHURST, NJ 07071-1457 |
| Document Number | 0000007715 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 2020007715 |
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,700 (-) Land $47,600 Building $106,100 | $153,700 (-) Land $47,600 Building $106,100 | |
| 2025 | $9,219.00 (+0.88%) | $153,700 (-) Land $47,600 Building $106,100 | $153,700 (-) Land $47,600 Building $106,100 |
| 2024 | $9,139.00 (+5.17%) | ||
| 2023 | $153,700 Land $47,600 Building $106,100 | $153,700 Land $47,600 Building $106,100 | |
| 2022 | $8,690.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 78 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 78 in force |
| Nearby Flood Claims | 1,299 (1978–2024) |
| Claims Outside the SFHA | 23 of 1,299 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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