70 Emerald Bay, Laguna Beach, CA 92651 Property Records

Orange County property record for 70 Emerald Bay, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,157 sqft · built 1948
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Company Names on File
Last Sale	$15,050,000 (Dec 2025)
Tax Bill	$3,245 (2025)
Deeds & Mortgages	Apr 2026 Sale Dec 2025 Sale & Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`053-050-29`

Property Details

APN / Parcel Number

Primary APN	`053-050-29`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,157 sqft Living Area
Gross Area	2,613 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	6,400 sqft (0.147 acres)
View / Lot	Good
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	70 EMERALD BAY
City	LAGUNA BEACH
State	CA
Zip	92651-1266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 976 BLK LOT 5 TR 976 LOT 5 ALL -INC POR OF LOT B ADJ-
Legal Subdivision	TR 976
Legal Tract	976
Legal Lot Number	5,B
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2020
Census Tract	62656

Owner

70 Emerald Bay is owned by a company that bought it in December 2025.

Source: Orange County records, as of August 26, 2026

Owner of Record	2 Company Names on File
Mailing Address	70 EMERALD BAY, LAGUNA BEACH, CA 92651-1266
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Grant Deed, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Dec 18, 2025	Grant Deed, Transfer · Line of Credit MIDFIRST BANK
Oct 15, 2025	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on File
Deed Sale	Dec 18, 2025 · Amount on File
Deed Document Number	2025350744
Prior Transfer Date	Dec 12, 2025
Prior Transfer Doc	0000350743
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 8, 2026
Property Address	70 EMERALD BAY, LAGUNA BEACH, CA 92651-1266
Document Number	0000101074
Instrument Date	Dec 17, 2025
Instrument	2026101074
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	70 EMERALD BAY, LAGUNA BEACH, CA 92651-1266

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 18, 2025
Property Address	70 EMERALD BAY, LAGUNA BEACH, CA 92651-1266
Document Number	0000350744
Map Reference	MB 31 PG 22&23
Instrument Date	Nov 26, 2025
Instrument	2025000350744
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	CALIFORNIA BEST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	70 EMERALD BAY, LAGUNA BEACH, CA 92651-1266

Mortgage

Document Number	0000350745
Date	Dec 18, 2025
Instrument	2025000350745

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73162

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 15, 2025
Property Address	70 EMERALD BAY, LAGUNA BEACH, CA 92651-1266
Document Number	0000283362
Map Reference	MB 31 PG 22&23
Instrument Date	Sep 30, 2025
Instrument	2025000283362
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 N DOWNING ST APT 908, 908, DENVER, CO 80218-2969

Tax Assessment & Valuation

The 2025 property tax bill for 70 Emerald Bay was $3,245, up 2% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$15,050,000 (+4,541.72%) Land $14,797,906 Building $252,094
2025	$3,245.00 (+2.04%) Homeowner's exemption	$324,233 Land $223,604 Building $100,629
2024	$3,180.00 (+2.38%)
2023	$3,106.00 (+1.97%) Homeowner's exemption	$311,644 Land $214,922 Building $96,722
2022	$3,046.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 70 Emerald Bay in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Emerald Bay is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOINT REGIONAL WATER SUPPLY SYSTEM serves 0 people · EPA ID CA3010071
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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