70 Elm St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 70 Elm St, Wakefield, MA 01880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,806 sqft · built 1890
Lot Size	0.592 acres (25,774 sqft)
Owner	2 Individual Names on File
Last Sale	$799,900 (Aug 2023)
Tax Bill	$8,333 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WAKE M:000005 B:0019 P:000010`

Property Details

APN / Parcel Number

Primary APN	`WAKE M:000005 B:0019 P:000010`
Alternative APN	`4749`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,806 sqft Living Area
Gross Area	2,984 sqft
Basement Area	1,072 sqft
Unfinished Basement	1,072 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1957
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,774 sqft (0.592 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	4749
Street Address	70 ELM ST
City	WAKEFIELD
State	MA
Zip	01880-1570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Subdivision	S READING & WAKEFIELD
Legal Block	19
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	1
Census Block	1008
Census Tract	335200

Owner

70 Elm St is owned and occupied by two individuals who bought it in August 2023.

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	70 ELM ST, WAKEFIELD, MA 01880-1570
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
May 28, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on File
Deed Sale	Aug 1, 2023 · Amount on File
Prior Sale	May 28, 2020 · Amount on File
Deed Document Number	202385512
Deed Book / Page	81839 / 511
Prior Transfer Date	Jul 31, 2023
Prior Transfer Doc	081839-511
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Aug 1, 2023
Property Address	70 ELM ST, WAKEFIELD, MA 01880-1570
Document Number	081839-511
Book / Page	81839 / 511
Instrument Date	Jul 31, 2023
Instrument	85512
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 ELM ST, WAKEFIELD, MA 01880-1570

Mortgage

Document Number	0000085513
Date	Aug 1, 2023
Instrument	85513

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	May 28, 2020
Property Address	70 ELM ST, WAKEFIELD, MA 01880-1570
Document Number	74759-106
Book / Page	74759 / 106
Instrument Date	May 21, 2020
Instrument	80472
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 ELM ST, WAKEFIELD, MA 01880-1570

Mortgage

Document Number	80473
Date	May 28, 2020
Instrument	80473

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 70 Elm St was $8,333, up 4.2% from the year before.

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,333.00 (+4.19%)	$734,200 (+3.28%) Land $422,900 Building $311,300	$872,575 (+16.84%)
2024	$7,998.00 (+3.44%)	$710,900 (+7.84%) Land $410,500 Building $300,400	$746,795
2023	$7,732.00	$659,200 Land $380,100 Building $279,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 70 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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