70 E Margaret Ter, Cary, IL 60013 Property Records

McHenry County property record for 70 E Margaret Ter, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,304 sqft · built 1990
Lot Size	0.25 acres (10,890 sqft)
Owner	Trust Name on File
Last Sale	$290,000 (Nov 2019)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-07-307-022`

Property Details

APN / Parcel Number

Primary APN	`20-07-307-022`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,304 sqft
Gross Area	3,294 sqft
1st Floor Area	2,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Ranch
Exterior Material	Vinyl
Lot Area	10,890 sqft
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	70 E MARGARET TER
City	CARY
State	IL
Zip	60013-2187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0038993 LT 46 & S 2FT E 53.57FT LT 62 BLOSSOM HILL SUB
Legal Range	09E
Legal Township	43N
Legal Section	07
Legal Subdivision	BLOSSOM HILL
Legal Block	307
Legal Lot Number	46,62
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3005
Census Tract	871307

Owner

70 E Margaret Ter is held in a trust since November 2019.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Trust Name on File
Mailing Address	70 E MARGARET TER, CARY, IL 60013-2187
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2019 · Amount on File
Deed Sale	Nov 13, 2019 · Amount on File
Prior Sale	Jul 29, 2014
Deed Document Number	2019R0038993
Record Updated	Jun 7, 2026

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 13, 2019
Property Address	70 E MARGARET TER, CARY, IL 60013-2187
Document Number	0000038993
Instrument Date	Oct 24, 2019
Instrument	38993
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	708 HICKORY RD WOODSTOCK IL 600982713, WOODSTOCK, IL 60098-2713

Mortgage

Document Number	38994
Date	Nov 13, 2019
Instrument	38994

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	BANNOCKBURN, IL 60015

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$112,686 Land $26,267 Building $86,419	$338,058 Land $78,801 Building $259,257

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 70 E Margaret Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 70 E Margaret Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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