Bergen County and Ramsey Borough property record for 70 E Main St, #74, Ramsey, NJ 07446
| Property Type | Commercial |
|---|---|
| Details | 4,507 sqft · built 1915 |
| Lot Size | 0.147 acres (6,403 sqft) |
| Owner | Company Name on Record |
| Last Sale | $415,000 (Oct 2002) |
| Tax Bill | $18,869 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04902-0000-00005 |
| Primary APN | 48-04902-0000-00005 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,507 sqft Building Perimeter |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Stucco |
| Lot Area | 6,403 sqft (0.147 acres) |
| Lot Dimensions | 160 ft deep x 40 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 70 E MAIN ST, 74 |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1901 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B1 |
| Legal Description | 0.147AC |
| Legal Block | 4902 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 44201 |
Source: Bergen County and Ramsey Borough records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 548 CORBETT PL, ORADELL, NJ 07649-1300 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2002 · Amount on Record |
| Deed Sale | Oct 23, 2002 · Amount on Record |
| Deed Book / Page | 8521 / 188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 17, 2026 |
| Property Address | 70 E MAIN ST, 74, RAMSEY, NJ 07446-1901 |
| Document Number | 0000064624 |
| Book / Page | 5901 / 905 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 202664624 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 70 E MAIN ST, 74, RAMSEY, NJ 07446-1901 |
| Document Number | 0000064624, |
|---|---|
| Date | Sep 17, 2026 |
| Book Page | 5901/905 |
| Instrument | 202664624 |
| Name | UNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $927,600 (+1.22%) Land $385,500 Building $542,100 | $927,600 (+1.22%) Land $385,500 Building $542,100 | |
| 2025 | $18,869.00 (-4.48%) | $916,400 (+30.91%) Land $370,500 Building $545,900 | $916,400 (+30.91%) Land $370,500 Building $545,900 |
| 2024 | $19,754.00 (+7.59%) | ||
| 2023 | $700,000 Land $283,800 Building $416,200 | $700,000 Land $283,800 Building $416,200 | |
| 2022 | $18,361.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1983–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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