70 Common St, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 70 Common St, Belmont, MA 02478

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,828 sqft · built 1898
Lot Size	0.554 acres (24,126 sqft)
Owner	2 Individual Names on File
Last Sale	$2,151,000 (Jun 2018)
Tax Bill	$33,293 (2025)
Deeds & Mortgages	Oct 2021 Transfer May 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BELM M:24 P:000060 S:B`

Property Details

APN / Parcel Number

Primary APN	`BELM M:24 P:000060 S:B`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,828 sqft Living Area
1st Floor Area	1,764 sqft
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Lot Area	24,126 sqft (0.554 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	70 COMMON ST
City	BELMONT
State	MA
Zip	02478-3023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	2
Census Block	2005
Census Tract	357200

Owner

70 Common St is owned and occupied by two individuals who acquired it in October 2021.

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	70 COMMON ST, BELMONT, MA 02478-3023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Quit Claim Deed, Transfer Quitclaim
May 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Jun 29, 2018	Quit Claim Deed, Transfer WELLS FARGO BANK NA
Jun 28, 2017	Quit Claim Deed, Transfer Quitclaim
May 19, 2017	Quit Claim Deed, Transfer · ARM SALEM FIVE MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on File
Deed Sale	Jun 29, 2018 · Amount on File
Prior Sale	Jun 28, 2017
Deed Book / Page	71238 / 548
Last Transfer Date	Oct 15, 2021
Transfer Doc	78966-197
Record Updated	Sep 20, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Oct 21, 2021
Property Address	70 COMMON ST, BELMONT, MA 02478-3023
Document Number	78966-197
Book / Page	78966 / 197
Instrument Date	Oct 15, 2021
Instrument	231445
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	70 COMMON ST, BELMONT, MA 02478-3023

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	70 COMMON ST, BELMONT, MA 02478-3023
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72602-346
Date	May 15, 2019
Book Page	72602/346
Instrument	62850

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Jun 29, 2018
Property Address	70 COMMON ST, BELMONT, MA 02478-3023
Document Number	71238-548
Book / Page	71238 / 548
Instrument	95475
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171.68
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 COMMON ST, BELMONT, MA 02478-3023

Mortgage

Document Number	712380553
Date	Jun 29, 2018
Instrument	71238/0553

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2048

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Jun 28, 2017
Property Address	70 COMMON ST, BELMONT, MA 02478-3023
Document Number	69512-85
Book / Page	069512 / 000085
Instrument Date	Jun 23, 2017
Instrument	99040
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	70 COMMON ST BELMONT MA 024783023, BELMONT, MA 02478-3023

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	May 19, 2017
Property Address	70 COMMON ST, BELMONT, MA 02478-3023
Document Number	69307-38
Book / Page	69307 / 38
Instrument	74681
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$171.57
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	69307-42
Date	May 19, 2017
Book Page	69307/42
Instrument	74682

Lender

Name	SALEM FIVE MTG CO

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.63%

Tax Assessment & Valuation

The 2025 property tax bill for 70 Common St was $33,293.

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33,293.00	$2,923,000 Land $1,092,000 Building $1,831,000	$2,679,475 (+1.69%)
2024			$2,634,825
2023	$25,481.00	$2,267,000 Land $1,038,000 Building $1,229,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Common St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Common St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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