70 Co Rd 284, Thaxton, MS 38871 Property Records

Lafayette County property record for 70 Co Rd 284, Thaxton, MS 38871

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 408 sqft · built 1962
Lot Size	19 acres (827,640 sqft)
Owner	2 Individual Names on File
Last Sale	$61,500 (Aug 2018)
Tax Bill	$416 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`201-12-032.01`

Property Details

APN / Parcel Number

Primary APN	`201-12-032.01`
Alternative APNs	`106-12-025-E` `27422`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	408 sqft Living Area
1st Floor Area	400 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	827,640 sqft (19 acres)
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	27422
Street Address	70 COUNTY ROAD 284
City	THAXTON
State	MS
Zip	38871-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 W OF RD PREV APN: 106 -12-025-E
Legal Range	01W
Legal Township	09S
Legal Section	12
Jurisdiction	LAFAYETTE MS
Township / Civil Division	1
Census Block Group	2
Census Block	2044
Census Tract	950100

Owner

70 Co Rd 284 is owned and occupied by two individuals who bought it in August 2018.

Source: Lafayette County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	70 COUNTY ROAD 284, THAXTON, MS 38871-9608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Line of Credit OXFORD UNIVERSITY BANK
Aug 10, 2018	Warranty Deed, Transfer · Line of Credit OXFORD UNIVERSITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2018 · Amount on File
Deed Sale	Aug 10, 2018 · Amount on File
Deed Document Number	20186657
Prior Transfer Date	Apr 18, 2005
Prior Transfer Doc	0000003498
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	70 COUNTY ROAD 284, THAXTON, MS 38871-9608
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 COUNTY ROAD 284, THAXTON, MS 38871-9608

Mortgage

Document Number	0202403112
Date	Apr 26, 2024
Instrument	2024-03112

Lender

Name	OXFORD UNIVERSITY BANK
Type	Bank
Address	OXFORD, MS 38655

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 15, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Aug 10, 2018
Property Address	70 COUNTY ROAD 284, THAXTON, MS 38871-9608
Document Number	0201806657
Instrument Date	Aug 9, 2018
Instrument	201806657
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 LINDA DR, BILOXI, MS 39531-2306

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	66 COUNTY ROAD 284, THAXTON, MS 38871-9608

Mortgage

Document Number	0201806658
Date	Aug 10, 2018
Instrument	201806658

Lender

Name	OXFORD UNIVERSITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 10, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 70 Co Rd 284 was $416 with a homeowner's exemption.

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Unified School District	Lafayette County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$416.00 Homeowner's exemption	$5,778	$52,900 Land $9,930 Building $42,970
2023	$429.00 Homeowner's exemption	$5,865	$53,750 Land $9,990 Building $43,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 70 Co Rd 284 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2019–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Co Rd 284 is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 69% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE SPRINGS WATER ASSN public/private · serves 290 people · EPA ID MS0360010
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

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