70 Clifton Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 70 Clifton Ln, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,632 sqft · built 1970
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (May 2024)
Tax Bill	$613 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`552201079120000`

Property Details

APN / Parcel Number

Primary APN	`552201079120000`
Alternative APNs	`31708` `62891`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Heated Area
Gross Area	1,900 sqft
1st Floor Area	1,632 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	145 ft deep x 178 ft wide
Porch	Slab
Porch Area	140 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	62891
Street Address	70 CLIFTON LN
City	MURPHY
State	NC
Zip	28906-6881
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 3 MARK ELLIOTT SUB 1745/178
Legal Subdivision	MARK ELLIOTT SUB
Legal Lot Number	3
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2027
Census Tract	930401

Owner

Source: Cherokee County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	70 CLIFTON LN, MURPHY, NC 28906-6881
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Oct 26, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage KELLY HOPKINS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2024 · Amount on Record
Deed Sale	May 30, 2024 · Amount on Record
Prior Sale	Oct 26, 2023 · Amount on Record
Deed Document Number	20242649
Deed Book / Page	1757 / 1221
Prior Transfer Date	Apr 12, 2010
Prior Transfer Doc	01383/0748
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Aug 21, 2026
Property Address	70 CLIFTON LN, MURPHY, NC 28906-6881
Document Number	0000004301
Book / Page	1808 / 276
Instrument Date	Jul 27, 2026
Instrument	20264301
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 CLIFTON LN, MURPHY, NC 28906-6881

Mortgage

Document Number	0000004301,
Date	Aug 21, 2026
Book Page	1808/276
Instrument	20264301

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Jun 1, 2054

Interest

Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 26, 2023
Property Address	CLIFTON LN, MARBLE, NC 28905
Document Number	001745/178
Book / Page	1745 / 178
Instrument Date	Oct 18, 2023
Instrument	5449
Transaction Type	Transfer
Record Updated	Nov 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 ROCKRIDGE RD, MURPHY, NC 28906-6135

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	70 CLIFTON LN, MURPHY, NC 28906-6881

Mortgage

Document Number	0001745180
Date	Oct 26, 2023
Instrument	1745/180

Lender

Name	KELLY HOPKINS
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 26, 2028

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$613.00	$75,550 (-1.49%)	$75,550 (-1.49%) Land $5,940 Building $69,610
2023		$76,690	$76,690 Land $5,940 Building $70,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Apr 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Blue Ridge Mountain EMC, Frontier, Peachtree Broadband Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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