70 Cislak Dr, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 70 Cislak Dr, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,074 sqft · built 2003
Lot Size	0.922 acres (40,162 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Jun 2019)
Tax Bill	$12,395 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:026-04075 B:54P L:0`

Property Details

APN / Parcel Number

Primary APN	`M:026-04075 B:54P L:0`
Alternative APNs	`LUDL M:26 B:4075 P:54P` `9345`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,074 sqft Living Area
Gross Area	7,158 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	40,162 sqft (0.922 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9345
Street Address	70 CISLAK DR
City	LUDLOW
State	MA
Zip	01056-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PLAN 36535-C
Legal Block	4075
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3015
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records · APN M:026-04075 B:54P L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	70 CISLAK DR, LUDLOW, MA 01056-1504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 19, 2019 · Amount on Record
Deed Sale	Jun 19, 2019 · Amount on Record
Prior Sale	May 20, 2003 · Amount on Record
Record Updated	Sep 20, 2026

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Jun 19, 2019
Property Address	70 CISLAK DR, LUDLOW, MA 01056-1504
Document Number	0000218531
Instrument Date	Jun 19, 2019
Instrument	218531
Transaction Type	Transfer
Record Updated	Jul 09, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,511.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	92 FAIRWAY DR LUDLOW MA 010563509, LUDLOW, MA 01056-3509

Mortgage

Document Number	218532
Date	Jun 19, 2019
Instrument	218532

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2049

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,395.00 (+3.96%)	$714,400 (+8.39%) Land $132,800 Building $581,600	$805,125 (+7.02%)
2024	$11,923.00 (+2.59%)	$659,100 (+10.64%) Land $132,800 Building $526,300	$752,305
2023	$11,622.00	$595,700 Land $116,500 Building $479,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1984–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 93 locations within half a mile of this property.

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