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70 Cindy Crest Dr, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 70 Cindy Crest Dr, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,184 sqft · built 2004
Lot Size0.54 acres (23,522 sqft)
Owner2 Individual Names on File
Last Sale$310,000 (Dec 2008)
Tax Bill$9,847 (2026)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN422800 58.20-2-117

Property Details

APN / Parcel Number

Primary APN422800 58.20-2-117
Alternative APN
  • 280005802000021170000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,184 sqft Living Area
1st Floor Area1,164 sqft
2nd Floor Area1,020 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area23,522 sqft (0.54 acres)
Lot Dimensions237 ft deep x 100 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area375 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address70 CINDY CREST DR
CitySCHENECTADY
StateNY
Zip12306-3411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G2 SECTION 3 FILES 9/5/02 COL MNR EST-3 58.20-2-5.
Legal Block2
Legal Lot Number117.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1019
Census Tract33003

Owner

70 Cindy Crest Dr is owned and occupied by two individuals who bought it in December 2008.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address70 CINDY CREST DR, SCHENECTADY, NY 12306-3411
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2008 · Amount on File
Deed SaleDec 30, 2008 · Amount on File
Prior SaleDec 3, 2002 · Amount on File
Deed Book / Page1795 / 323
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address70 CINDY CREST DR, SCHENECTADY, NY 12306-3411
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 CINDY CREST DR, ROTTERDAM, NY 12306-3411

Mortgage

Document Number0000039626
DateDec 14, 2020
Book Page5050/186
Instrument202039626
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term119 Months
DueNov 1, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 70 Cindy Crest Dr was $9,847 with a homeowner's exemption, up 1.6% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,847.00 (+1.62%) Homeowner's exemption
2025$9,690.00$265,000 Land $40,500 Building $224,500$407,700 Land $62,309 Building $345,391
2023$265,000 Land $40,500 Building $224,500$348,700 Land $53,292 Building $295,408

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Cindy Crest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Cindy Crest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: T-Mobile.

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