70 Cheltingham Ave, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 70 Cheltingham Ave, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,743 sqft · built 1930
Lot Size	0.22 acres (9,600 sqft)
Owner	Company Name on File
Last Sale	$92,000 (Mar 2023)
Tax Bill	$6,485 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.69-4-4`

Property Details

APN / Parcel Number

Primary APN	`421500 49.69-4-4`
Alternative APN	`150004906900040040000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,743 sqft Living Area
1st Floor Area	1,263 sqft
Upper Floors Area	480 sqft
Attic	Attic
Attic Area	480 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	150 ft deep x 64 ft wide
Garage Type	Carport
Garage Area	144 sqft
Carport	Carport
Carport Area	144 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	314 sqft
Porch	Slab
Porch Area	304 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	70 CHELTINGHAM AVE
City	SCHENECTADY
State	NY
Zip	12306-5106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	05 - COMME
Legal Description	67 1 WOOD
Legal Block	4
Legal Lot Number	4.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1005
Census Tract	33200

Owner

70 Cheltingham Ave is owned by a company that bought it in March 2023.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	149 FIELDSTONE DR, SCHENECTADY, NY 12304-5413
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Deed of Trust, Mortgage · Commercial Mortgage SUNMARK FCU
Mar 31, 2023	Deed, Transfer LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC
Apr 6, 2018	Deed of Trust, Mortgage SUSTAINABLE NEIGHBORHOODS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2023 · Amount on File
Deed Sale	Mar 31, 2023 · Amount on File
Deed Document Number	202318450
Deed Book / Page	2105 / 599
Prior Transfer Date	Oct 23, 2013
Prior Transfer Doc	0000047774
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	70 CHELTINGHAM AVE, SCHENECTADY, NY 12306-5106
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 FIELDSTONE DR, SCHENECTADY, NY 12304-5413

Mortgage

Document Number	0000051114
Date	Sep 8, 2023
Book Page	5329/710
Instrument	202351114

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	Aug 15, 2033

Interest

Rate Type	Adjustable Rate

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 31, 2023
Property Address	70 CHELTINGHAM AVE, SCHENECTADY, NY 12306-5106
Document Number	0000018450
Book / Page	2105 / 599
Instrument Date	Mar 13, 2023
Instrument	202318450
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$368.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70 CHELTINGHAM AVE, SCHENECTADY, NY 12306-5106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 FIELDSTONE DR, SCHENECTADY, NY 12304-5413

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	70 CHELTINGHAM AVE, SCHENECTADY, NY 12306-5106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014484
Date	Apr 6, 2018
Book Page	4829/410
Instrument	201814484

Lender

Name	SUSTAINABLE NEIGHBORHOODS LLC
Type	Non-Lending Institution
Address	NEW YORK, NY 10004

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 70 Cheltingham Ave was $6,485, up 1.9% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,485.00 (+1.95%)
2025	$6,361.00	$132,100 Land $19,800 Building $112,300	$218,745 Land $32,787 Building $185,958
2023		$132,100 (-) Land $19,800 Building $112,300	$167,215 (+3.8%) Land $25,063 Building $142,152
2022		$132,100 Land $19,800 Building $112,300	$161,098 Land $24,146 Building $136,952
2021	$6,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Cheltingham Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Cheltingham Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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