70 Centre Ter, Rochester, NY 14617 Property Records

Monroe County and Irondequoit Town property record for 70 Centre Ter, Rochester, NY 14617

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,321 sqft · built 1946
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$89,800 (May 2007)
Tax Bill	$6,175 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`263400 047.64-2-24`

Property Details

APN / Parcel Number

Primary APN	`263400 047.64-2-24`
Alternative APNs	`34000476400002024000` `11102000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,321 sqft Living Area
1st Floor Area	931 sqft
Upper Floors Area	390 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)
Porch	Porch
Porch Area	91 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11102000000
Street Address	70 CENTRE TER
City	ROCHESTER
State	NY
Zip	14617-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0002-14-07 SUMMERVILLE L40
Legal Subdivision	SUMMERVILLE TERRACE
Legal Block	2
Legal Lot Number	24.000
Jurisdiction	MONROE NY
Township / Civil Division	IRONDEQUOIT
Census Block Group	3
Census Block	3008
Census Tract	10100

Owner

70 Centre Ter is owned and occupied by an individual who bought it in May 2007.

Source: Monroe County and Irondequoit Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	70 CENTRE TER, ROCHESTER, NY 14617-1104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit PITTSFORD FCU
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit PITTSFORD FCU
Feb 7, 2024	Deed of Trust, Mortgage · Line of Credit PITTSFORD FCU
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVANS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2007 · Amount on File
Deed Sale	May 21, 2007 · Amount on File
Prior Sale	Jan 29, 1999 · Amount on File
Deed Book / Page	10463 / 168
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	70 CENTRE TER, ROCHESTER, NY 14617-1104
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 CENTRE TER, ROCHESTER, NY 14617-1104

Mortgage

Document Number	202503349160
Date	Oct 29, 2025
Book Page	31175/956
Instrument	202503349160

Lender

Name	PITTSFORD FCU
Type	Credit Union
Address	PITTSFORD, NY 14534

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	70 CENTRE TER, ROCHESTER, NY 14617-1104
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 CENTRE TER, ROCHESTER, NY 14617-1104

Mortgage

Document Number	202503349161
Date	Oct 29, 2025
Book Page	31175/964
Instrument	202503349161

Lender

Name	PITTSFORD FCU
Type	Credit Union
Address	PITTSFORD, NY 14534

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	70 CENTRE TER, ROCHESTER, NY 14617-1104
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 CENTRE TER, ROCHESTER, NY 14617-1104

Mortgage

Document Number	0000000312
Date	Feb 7, 2024
Book Page	30576/346
Instrument	202402070312

Lender

Name	PITTSFORD FCU
Type	Credit Union
Address	PITTSFORD, NY 14534

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	70 CENTRE TER, ROCHESTER, NY 14617-1104
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 CENTRE TER, ROCHESTER, NY 14617-1104

Mortgage

Document Number	763
Date	Feb 1, 2021
Book Page	29002/1
Instrument	202102010763

Lender

Name	EVANS BANK NA
Type	Bank
Address	BUFFALO, NY 14221

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 70 Centre Ter was $6,175 with a homeowner's exemption, up 17% from the year before.

Source: Monroe County and Irondequoit Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Irondequoit Town
Unified School District	West Irondequoit Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,175.00 (+17%) Homeowner's exemption
2025	$5,278.00	$160,000 Land $25,000 Building $135,000	$190,500 Land $29,766 Building $160,734
2023		$160,000 (+67.54%) Land $25,000 Building $135,000	$160,000 (+30.72%) Land $25,000 Building $135,000
2022		$95,500 Land $24,600 Building $70,900	$122,400 Land $31,529 Building $90,871
2021	$3,938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Centre Ter in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	107 units insured incl. 102 condo units
Nearby Flood Claims	8 (1998–2017)
Claims Outside the SFHA	5 of 8
Most Recent Claim	May 2017 · Flooding
Claims by Event	Flooding, May 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Centre Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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