Warwick City property record for 70 Cedar Bay Dr, Warwick, RI 02888
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 5,832 sqft · built 1985 |
| Lot Size | 0.521 acres (22,691 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,040,000 (Oct 2024) |
| Tax Bill | $14,841 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Mar 2026 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31400510000 |
| Primary APN | 31400510000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 5,832 sqft Living Area |
| Gross Area | 10,038 sqft |
| 1st Floor Area | 3,708 sqft |
| Basement Area | 3,148 sqft |
| Unfinished Basement | 3,148 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 22,691 sqft (0.521 acres) |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 149040 |
|---|---|
| Street Address | 70 CEDAR BAY DR |
| City | WARWICK |
| State | RI |
| Zip | 02888-5502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A10 |
| Legal Block | 51 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21300 |
Source: Warwick City records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 70 CEDAR BAY DR, WARWICK, RI 02888-5502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · Line of Credit BANKNEWPORT |
| Mar 5, 2026 | Deed of Trust, Mortgage NAVIGANT CREDIT UNION |
| Feb 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance RHODY CAPITAL LLC |
| Dec 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 16, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PRIMARY RESIDENTIAL MORTGAGE |
| Jan 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHEAST EQUITY PTRS |
| Feb 8, 2019 | Quit Claim Deed, Transfer NORTHEAST EQUITY PTRS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2024 · Amount on Record |
| Deed Sale | Oct 1, 2024 · Amount on Record |
| Prior Sale | Feb 8, 2019 · Amount on Record |
| Deed Document Number | 202410185 |
| Deed Book / Page | 10564 / 295 |
| Prior Transfer Date | Dec 20, 2018 |
| Prior Transfer Doc | 9212-174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Sep 3, 2026 |
| Property Address | 70 CEDAR BAY DR, WARWICK, RI 02888-5502 |
| Document Number | 0000010565 |
| Book / Page | 10959 / 325 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 202610565 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 70 CEDAR BAY DR, WARWICK, RI 02888-5502 |
| Document Number | 0000010565, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 10959/325 |
| Instrument | 202610565 |
| Name | BANKNEWPORT |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 70 CEDAR BAY DR, WARWICK, RI 02888-5502 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010847-237 |
|---|---|
| Date | Mar 5, 2026 |
| Book Page | 10847/237 |
| Instrument | 2269 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 70 CEDAR BAY DR, WARWICK, RI 02888-5502 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 010285-222 |
|---|---|
| Date | Feb 22, 2023 |
| Book Page | 10285/222 |
| Instrument | 1689 |
| Name | RHODY CAPITAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 70 CEDAR BAY DR, WARWICK, RI 02888-5502 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9427-289 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 9427/289 |
| Instrument | 18491 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 70 CEDAR BAY DR, WARWICK, RI 02888-5502 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9537-146 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 9537/146 |
| Instrument | 8345 |
| Name | PRIMARY RESIDENTIAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 70 CEDAR BAY DR, WARWICK, RI 02888-5502 |
| Document Number | 9435-286 |
| Instrument Date | Jan 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 70 CEDAR BAY DR WARWICK RI 028885502, WARWICK, RI 02888-5502 |
| Document Number | 9435-286 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 009435/000286 |
| Instrument | 422 |
| Name | NORTHEAST EQUITY PTRS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Feb 8, 2019 |
| Property Address | 70 CEDAR BAY DR, WARWICK, RI 02888-5502 |
| Document Number | 9212-174 |
| Book / Page | 009212 / 000174 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 1513 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2019 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 BYRON BLVD WARWICK RI 028881839, WARWICK, RI 02888-1839 |
| Document Number | 9212-177 |
|---|---|
| Date | Feb 8, 2019 |
| Book Page | 009212/000177 |
| Instrument | 1514 |
| Name | NORTHEAST EQUITY PTRS |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,841.00 (+7.91%) | $1,168,600 (+20.57%) Land $182,500 Building $986,100 | |
| 2024 | $970,520 | ||
| 2023 | $13,753.00 (-1.43%) | $969,200 (+30.11%) Land $158,700 Building $810,500 | |
| 2022 | $13,952.00 | $744,900 Land $113,400 Building $631,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (1979–2016) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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