70 Cardinal Ln, Smithfield, ME 04978 Property Records

Somerset County and Smithfield Town property record for 70 Cardinal Ln, Smithfield, ME 04978

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 552 sqft · built 2010
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Sep 2017)
Tax Bill	$4,079 (2025)
Deeds & Mortgages	Jun 2021 Refinance Sep 2017 Mortgage
APN	`SMID M:022 L:004`

Property Details

APN / Parcel Number

Primary APN	`SMID M:022 L:004`
Alternative APN	`464`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	552 sqft Living Area
Basement Area	492 sqft
Unfinished Basement	492 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Contemporary
Exterior Material	Concrete Block
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	464
Street Address	70 CARDINAL LN
City	SMITHFIELD
State	ME
Zip	04978-3325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BB
Legal Lot Number	4
Jurisdiction	SMITHFIELD ME
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2008
Census Tract	967000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Somerset County and Smithfield Town records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 631, PORTLAND, ME 04104-0631
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Sep 25, 2017	Warranty Deed, Transfer PEOPLES CHOICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2017 · Amount on Record
Deed Sale	Sep 25, 2017 · Amount on Record
Deed Document Number	201712795
Deed Book / Page	5208 / 27
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITHFIELD ME
Property Address	70 CARDINAL LN, SMITHFIELD, ME 04978-3325
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057300334
Date	Jun 29, 2021
Book Page	5730/334
Instrument	7878

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITHFIELD ME
Recording Date	Sep 25, 2017
Property Address	70 CARDINAL LN, SMITHFIELD, ME 04978-3325
Document Number	0052080027
Book / Page	005208 / 000027
Instrument Date	Aug 25, 2017
Instrument	12795
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	GATEWAY TITLE/ME

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	70 CARDINAL LN SMITHFIELD ME 049783325, SMITHFIELD, ME 04978-3325

Mortgage

Document Number	52080030
Date	Sep 25, 2017
Book Page	005208/000030
Instrument	12796

Lender

Name	PEOPLES CHOICE CU
Type	Credit Union
Address	SACO, ME 04072

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Somerset County and Smithfield Town assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Somerset County
County Subdivision	Smithfield Town
Unified School District	School Administrative District 54 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,079.00 (+4.27%)	$279,400 (-) Land $175,900 Building $103,500
2024	$3,912.00 (+22.94%)	$279,400 (+47.52%) Land $175,900 Building $103,500
2023	$3,182.00	$189,400 (-) Land $119,300 Building $70,100	$234,840
2022	$3,182.00	$189,400 Land $119,300 Building $70,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: TDS Telecom.

Cell Coverage

5G (outdoors only) and 4G LTE

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