70 Bragg Ln, Morehead, KY 40351 Property Records

Rowan County property record for 70 Bragg Ln, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1993
Lot Size	1.26 acres (55,016 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,500 (May 2023)
Tax Bill	$2,398 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`044-00 00 005.01`

Property Details

APN / Parcel Number

Primary APN	`044-00 00 005.01`
Alternative APNs	`5150` `271` `270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	55,016 sqft (1.26 acres)
Garage Type	Attached
Garage Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	5150
Street Address	70 BRAGG LN
City	MOREHEAD
State	KY
Zip	40351-8252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 1.263 A PART TRACT 1
Legal Subdivision	EAGLE RDG ESTATES
Legal Tract	1
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	4
Census Block	4012
Census Tract	950100

Owner

Source: Rowan County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	70 BRAGG LN, MOREHEAD, KY 40351-8252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORPORATION
May 11, 2023	Warranty Deed, Transfer EAGLE TITLE AGENCY LLC
Apr 21, 2022	Deed, Transfer · Conventional Mortgage US BANK NA
Jun 25, 2020	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 25, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2023 · Amount on Record
Deed Sale	May 11, 2023 · Amount on Record
Prior Sale	Apr 21, 2022 · Amount on Record
Deed Document Number	20232022736
Deed Book / Page	287 / 713
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Recording Date	May 1, 2026
Property Address	70 BRAGG LN, MOREHEAD, KY 40351-8252
Document Number	0002046409
Book / Page	493 / 387
Instrument Date	Apr 23, 2026
Instrument	20262046409
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	70 BRAGG LN, MOREHEAD, KY 40351-8252
Investor	Possibly a Property Investor

Mortgage

Document Number	0002046409,
Date	May 1, 2026
Book Page	493/387
Instrument	20262046409

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN KY
Recording Date	May 11, 2023
Property Address	70 BRAGG LN, MOREHEAD, KY 40351-8252
Document Number	00D287/713
Book / Page	D287 / 713
Map Reference	DD 161 PG 586
Instrument Date	Apr 27, 2023
Instrument	2022736
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	EAGLE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$286.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2775 POLO CLUB BLVD # BLVD336, BLVD336, LEXINGTON, KY 40509-8353

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	70 BRAGG LN, MOREHEAD, KY 40351-8252
Investor	Possibly a Property Investor

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Apr 21, 2022
Property Address	70 BRAGG LN, MOREHEAD, KY 40351-8252
Document Number	00D283/584
Book / Page	D283 / 584
Instrument Date	Apr 14, 2022
Instrument	2016268
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	160 ZINFANDEL LN, WALTON, KY 41094-3402

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	70 BRAGG LN, MOREHEAD, KY 40351-8252

Mortgage

Document Number	0002016269
Date	Apr 21, 2022
Instrument	2016269

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jun 25, 2020
Property Address	70 BRAGG LN, MOREHEAD, KY 40351-8252
Document Number	000D276/37
Book / Page	D276 / 37
Instrument Date	Jun 23, 2020
Instrument	2005377
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 BLDGE LN, MOREHEAD, KY 40351

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	70 BRAGG LN, MOREHEAD, KY 40351-8252

Mortgage

Document Number	0002005378
Date	Jun 25, 2020
Instrument	2005378

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	May 25, 2018
Property Address	70 BRAGG LN, MOREHEAD, KY 40351-8252
Document Number	00D268/059
Book / Page	D268 / 059
Instrument Date	May 21, 2018
Instrument	409473
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$182.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70 BRAGG LN, MOREHEAD, KY 40351-8252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3751 APPIAN WAY APT 129, 129, LEXINGTON, KY 40517-5917
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,398.00 (+7.87%)	$286,500 (+9.77%) Land $20,000 Building $266,500	$286,500 (+9.77%) Land $20,000 Building $266,500
2023	$2,223.00	$261,000 Land $20,000 Building $241,000	$261,000 Land $20,000 Building $241,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	May 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bragg Ln

Nearby Streets

All Morehead, KY Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures