70 Bradley Ct, Elkton, MD 21921 Property Records

Cecil County property record for 70 Bradley Ct, Elkton, MD 21921

Property Summary

Property Type	Rural Home
Details	3 ba · 3,979 sqft · built 1996
Lot Size	11.4 acres (498,762 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Jan 2018)
Tax Bill	$8,032 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-040589`

Property Details

APN / Parcel Number

Primary APN	`04-040589`
Alternative APNs	`4040589` `040589`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,979 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	498,762 sqft (11.4 acres)
Garage Type	Built-in
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	1,243 sqft
Shed	1 Shed
Shed Area	3,600 sqft
Stable	2,208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	040589
Street Address	70 BRADLEY CT
City	ELKTON
State	MD
Zip	21921-3812
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	NAR
Legal Description	LOT 20 -11.455 ACRES 70 BRADLEY COURT CHESTERFIELD
Legal Subdivision	CHESTERFIELD
Legal Lot Number	20
Jurisdiction	CECIL MD
Township / Civil Division	4, FAIR HILL
Census Block Group	3
Census Block	3002
Census Tract	30601

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	70 BRADLEY CT, ELKTON, MD 21921-3812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB
Feb 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage ARTISANS BANK
Aug 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage ARTISANS BANK
Jan 10, 2018	Deed, Transfer · Line of Credit TOWER FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2018 · Amount on Record
Deed Sale	Jan 10, 2018 · Amount on Record
Prior Sale	Apr 15, 1996 · Amount on Record
Deed Book / Page	4187 / 490
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	70 BRADLEY CT, ELKTON, MD 21921-3812
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051230328
Date	Mar 14, 2022
Book Page	5123/328

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	WILMINGTON, DE 19807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	70 BRADLEY CT, ELKTON, MD 21921-3812
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043630500
Date	Feb 22, 2019
Book Page	4363/500

Lender

Name	ARTISANS BANK
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	58 Months
Due	Dec 11, 2023

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	70 BRADLEY CT, ELKTON, MD 21921-3812
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 BRADLEY CT, ELKTON, MD 21921-3812

Mortgage

Document Number	0052210298
Date	Aug 26, 2022
Book Page	5221/298

Lender

Name	ARTISANS BANK
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jan 10, 2018
Property Address	70 BRADLEY CT, ELKTON, MD 21921-3812
Document Number	0041870490
Book / Page	4187 / 490
Map Reference	PL PC 519 FO938
Instrument Date	Dec 29, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KIRSH TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 BRADLEY CT, ELKTON, MD 21921-3812

Mortgage

Document Number	0004187514
Date	Jan 10, 2018
Instrument	4187/514

Lender

Name	TOWER FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0041870496
Date	Jan 10, 2018
Book Page	4187/496

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,032.00 (+3.43%)	$735,200 (+18.36%)	$797,200 (+13.21%) Land $135,200 Building $662,000
2025	$7,766.00 (+31.2%)
2023	$5,919.00	$621,133	$704,200 Land $100,200 Building $604,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong.

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