70 Belden Rd, Whitehall, NY 12887 Property Records

Washington County and Dresden Town property record for 70 Belden Rd, Whitehall, NY 12887

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,260 sqft · built 1995
Lot Size	18.5 acres (808,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Apr 2021)
Tax Bill	$4,418 (2026)
Deeds & Mortgages	Apr 2021 Sale Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`532400 18.-1-18`

Property Details

APN / Parcel Number

Primary APN	`532400 18.-1-18`
Alternative APNs	`240001800000010180000000` `835J101046`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,008 sqft
Upper Floors Area	280 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Rustic
Exterior Material	Wood
Lot Area	808,909 sqft (18.5 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	444 sqft
Shed	1 Shed
Canopy	200 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	835J101046
Street Address	70 BELDEN RD
City	WHITEHALL
State	NY
Zip	12887
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	APA
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	WASHINGTON NY
Township / Civil Division	DRESDEN
Census Block Group	1
Census Block	1007
Census Tract	82002

Owner

Source: Washington County and Dresden Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 THOMAS NEWTON DR, WESTBOROUGH, MA 01581-1753
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Warranty Deed, Transfer
Jun 16, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 16, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2021 · Amount on Record
Deed Sale	Apr 13, 2021 · Amount on Record
Prior Sale	Aug 25, 2015 · Amount on Record
Deed Document Number	20212169
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NY
Recording Date	Apr 13, 2021
Property Address	70 BELDEN RD, WHITEHALL, NY 12887
Document Number	0000000169
Instrument Date	Mar 30, 2021
Instrument	2021-2169
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 THOMAS NEWTON DR, WESTBOROUGH, MA 01581-1753

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NY
Property Address	70 BELDEN RD, WHITEHALL, NY 12887
Document Number	0000002793
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 BELDEN RD WHITEHALL NY 12887, WHITEHALL, NY 12887

Mortgage

Document Number	0000002793
Date	Jun 29, 2020
Instrument	2793

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	876 Months
Due	Jun 28, 2093

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NY
Property Address	70 BELDEN RD, WHITEHALL, NY 12887
Document Number	0000002792
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 BELDEN RD WHITEHALL NY 12887, WHITEHALL, NY 12887

Mortgage

Document Number	0000002792
Date	Jun 29, 2020
Instrument	2792

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	876 Months
Due	Jun 28, 2093

Tax Assessment & Valuation

Source: Washington County and Dresden Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Washington County
County Subdivision	Dresden Town
Unified School District	Whitehall Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,418.00 (-3.96%)
2025	$4,600.00	$265,000 (-) Land $65,100 Building $199,900	$301,171 (+5.69%) Land $73,986 Building $227,185
2023		$265,000 Land $65,100 Building $199,900	$284,946 Land $70,000 Building $214,946

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (2005–2013)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SLICFiber Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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