70 Beacon Dr, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 70 Beacon Dr, Palmer, MA 01069

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,353 sqft · built 2004
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Nov 2017)
Tax Bill	$8,879 (2025)
Deeds & Mortgages	Apr 2021 Refinance Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PALM M:48 B:5 L:3`

Property Details

APN / Parcel Number

Primary APN	`PALM M:48 B:5 L:3`
Alternative APN	`M:0048 L:000005 U:0003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,353 sqft Living Area
Gross Area	6,106 sqft
1st Floor Area	1,878 sqft
Basement Area	1,698 sqft
Unfinished Basement	1,698 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	64,469 sqft (1.48 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	70 BEACON DR
City	PALMER
State	MA
Zip	01069-1180
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	5
Legal Lot Number	3
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	1
Census Block	1003
Census Tract	810100

Owner

70 Beacon Dr is owned by two individuals who bought it in November 2017.

Source: Hampden County and Palmer Town City records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	70 BACON RD, WARE, MA 01082-9446
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Nov 15, 2017	Warranty Deed, Transfer · Conventional with PMI CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2017 · Amount on File
Deed Sale	Nov 15, 2017 · Amount on File
Prior Sale	Apr 30, 2004 · Amount on File
Deed Document Number	201767615
Deed Book / Page	21945 / 323
Transfer Doc	20128-465
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	70 BEACON DR, PALMER, MA 01069-1180
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23843-564
Date	Apr 26, 2021
Book Page	23843/564
Instrument	27966

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALMER MA
Recording Date	Nov 15, 2017
Property Address	70 BEACON DR, PALMER, MA 01069-1180
Document Number	21945-323
Book / Page	021945 / 000323
Instrument Date	Nov 13, 2017
Instrument	67615
Transaction Type	Transfer
Record Updated	Dec 5, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,511.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 ORCHARD ST BELCHERTOWN MA 010079739, BELCHERTOWN, MA 01007-9739

Mortgage

Document Number	21945-325
Date	Nov 15, 2017
Book Page	021945/000325
Instrument	67616

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 70 Beacon Dr was $8,879, up 7.1% from the year before.

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,879.00 (+7.09%)	$489,200 (+10.16%) Land $68,400 Building $420,800
2024	$8,291.00 (+4.03%)	$444,100 (+8.32%) Land $62,300 Building $381,800
2023	$7,970.00	$410,000 Land $62,300 Building $347,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 70 Beacon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Beacon Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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