Middlesex County and Lowell City property record for 70 Baltimore Ave, Lowell, MA 01851
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,091 sqft · built 1962 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Jul 2020) |
| Tax Bill | $5,837 (2026) |
| Deeds & Mortgages | May 2023 Mortgage Apr 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R07930 |
| Primary APN | R07930 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,091 sqft Living Area |
| Gross Area | 2,100 sqft |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 401 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | R07930 |
|---|---|
| Street Address | 70 BALTIMORE AVE |
| City | LOWELL |
| State | MA |
| Zip | 01851-5002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Block | 375 |
| Legal Lot Number | 70 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 311600 |
70 Baltimore Ave is owned and occupied by two individuals who bought it in July 2020.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 70 BALTIMORE AVE, LOWELL, MA 01851-5002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK |
| Apr 3, 2017 | Deed of Trust, Mortgage HANSCOM FCU |
| Jul 31, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage WASHINGTON SAVINGS BANK |
| Aug 3, 2017 | Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2020 · Amount on File |
| Deed Sale | Jul 31, 2020 · Amount on File |
| Prior Sale | Aug 3, 2017 · Amount on File |
| Deed Book / Page | 34438 / 190 |
| Prior Transfer Date | Jul 29, 2020 |
| Prior Transfer Doc | 34438-190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 70 BALTIMORE AVE, LOWELL, MA 01851-5002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 037836-234 |
|---|---|
| Date | May 18, 2023 |
| Book Page | 37836/234 |
| Instrument | 13777 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 70 BALTIMORE AVE, LOWELL, MA 01851-5002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 31015-87 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 31015/87 |
| Instrument | 13308 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jul 31, 2020 |
| Property Address | 70 BALTIMORE AVE, LOWELL, MA 01851-5002 |
| Document Number | 34438-190 |
| Book / Page | 34438 / 190 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 35382 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 70 BALTIMORE AVE, LOWELL, MA 01851-5002 |
| Document Number | 35383 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 35383 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Aug 3, 2017 |
| Property Address | 70 BALTIMORE AVE, LOWELL, MA 01851-5002 |
| Document Number | 31351-17 |
| Book / Page | 31351 / 17 |
| Instrument | 33938 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37.76 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 70 BALTIMORE AVE, LOWELL, MA 01851-5002 |
| Document Number | 313510020 |
|---|---|
| Date | Aug 3, 2017 |
| Instrument | 31351/0020 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 3, 2047 |
The 2026 property tax bill for 70 Baltimore Ave was $5,837, up 1.5% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,837.00 (+1.55%) | $514,300 (+2.72%) Land $273,900 Building $240,400 | $527,336 (+11.08%) |
| 2025 | $5,748.00 (+7.42%) | $500,700 (+11.44%) Land $246,900 Building $253,800 | $474,715 (+5.96%) |
| 2024 | $5,351.00 (+5.75%) | $449,300 (+10.28%) Land $222,200 Building $227,100 | $448,020 |
| 2023 | $5,060.00 | $407,400 Land $193,200 Building $214,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 70 Baltimore Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 70 Baltimore Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
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