70 Ashlock Dr, Lancaster, KY 40444 Property Records

Garrard County property record for 70 Ashlock Dr, Lancaster, KY 40444 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Split Foyer
Year Built	Built 1978
Lot Size	33,775 sqft (0.775 acres)
Garage	Attached
Last Sale	$204,900 (2023)
Tax Bill	$2,160.00 (2025)

Owner

Source: Garrard County records · APN 28C-01-010

Assessment roll updated May 5, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	473 EMMA DR, LANCASTER, KY 40444-7243
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 03, 2008	Deed of Trust, Mortgage · Line of Credit FARMERS NATIONAL BANK OF DANVILLE
Jun 26, 2007	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE MORTGAGE VENTURES LLC DBA MO
Mar 06, 2023	Deed, Transfer FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW
Oct 03, 2005	Deed, Transfer · Conventional Mortgage FIRST FRANKLIN A DIVISION OF NAT CITY BA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 06, 2023 · Amount on Record
Deed Sale	Mar 06, 2023 · Amount on Record
Prior Sale	Jun 26, 2007 · Amount on Record
Deed Doc Number	2023174454
Deed Book / Page	320 / 178
Record Refreshed	Sep 20, 2026

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	70 ASHLOCK DR, LANCASTER, KY 40444-7830
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	373 TRIPLE L LN, LANCASTER, KY 40444-8241

Mortgage

Document Number	00M283/277
Date	May 03, 2008
Book Page	M283/277
Instrument	94952

Lender

Name	FARMERS NATIONAL BANK OF DANVILLE
Address	DANVILLE, KY 40422

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 01, 2009

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	70 ASHLOCK DR, LANCASTER, KY 40444-7830
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M274/851
Date	Jun 26, 2007
Book Page	M274/851
Instrument	90298

Lender

Name	COUNTRYWIDE MORTGAGE VENTURES LLC DBA MO
Address	AGOURA HILLS, CA 91301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2037

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Mar 06, 2023
Property Address	70 ASHLOCK DR, LANCASTER, KY 40444-7830
Document Number	00D320/178
Book / Page	D320 / 178
Map Reference	DB 20 PG B
Instrument Date	Feb 24, 2023
Instrument	174454
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$205.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2008 WOODWIND CT, BEREA, KY 40403-1928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 ASHLOCK DR, LANCASTER, KY 40444-7830

October 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Oct 03, 2005
Property Address	70 ASHLOCK DR, LANCASTER, KY 40444-7830
Document Number	000234/635
Book / Page	234 / 635
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 ASHLOCK DR, LANCASTER, KY 40444-7830

Mortgage

Document Number	00M249/600
Date	Oct 03, 2005
Book Page	M249/600
Instrument	67457

Lender

Name	FIRST FRANKLIN A DIVISION OF NAT CITY BA
Address	SAN JOSE, CA 95131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2035

Interest

Rate Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Oct 01, 2007
Change Frequency	6 Months

Tax Assessment & Valuation

Source: Garrard County records · Assessment roll updated May 5, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,160.00 (-0.51%)	$204,000 (-) Land $25,000 Building $179,000	$204,000 (-) Land $25,000 Building $179,000
2024	$2,171.00 (+40.97%)	$204,000 (+44.95%) Land $25,000 Building $179,000	$204,000 (+44.95%) Land $25,000 Building $179,000
2023	$1,540.00 (-0.9%)	$140,740 (-) Land $25,000 Building $115,740	$140,740 (-) Land $25,000 Building $115,740
2022	$1,554.00	$140,740 Land $25,000 Building $115,740	$140,740 Land $25,000 Building $115,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Garrard County (21079C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`28C-01-010`
Alternative APNs	`18248` `21083`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer Style
Exterior Material	Brick Veneer Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	33,775 sqft (0.775 acres)
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	21083
Street Address	70 ASHLOCK DR
City	LANCASTER
State	KY
Zip	40444-7830
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	H & L MERRIWOOD EST
Legal Subdivision	MERRIWOOD
Legal Lot Number	20
Jurisdiction	GARRARD KY
Minor Civil Division	LANCASTER
Census Blockgroup	1
Census Block	1013
Census Tract	970300

70 Ashlock Dr, Lancaster, KY 40444 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2008: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2007: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2005: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Ashlock Dr

Nearby Streets

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