70 Armstrong St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 70 Armstrong St, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,016 sqft · built 1930
Lot Size	0.098 acres (4,250 sqft)
Owner	Individual Name on File
Last Sale	$200,500 (Oct 2020)
Tax Bill	$3,648 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2025 Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`117-21300-47-001`

Property Details

APN / Parcel Number

Primary APN	`117-21300-47-001`
Alternative APN	`WSPR M:00117 B:21300 L:00047`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,016 sqft Living Area
Gross Area	2,163 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,250 sqft (0.098 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	117-21300-47-001
Street Address	70 ARMSTRONG ST
City	WEST SPRINGFIELD
State	MA
Zip	01089-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	21300
Legal Lot Number	47
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	1
Census Block	1005
Census Tract	812201

Owner

70 Armstrong St is owned and occupied by an individual who bought it in October 2020.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	70 ARMSTRONG ST, WEST SPRINGFIELD, MA 01089-2604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE PROS INC
Jul 10, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Oct 14, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Prior Sale	Sep 15, 1987 · Amount on File
Deed Document Number	202059214
Deed Book / Page	23473 / 512
Prior Transfer Date	Sep 25, 2020
Prior Transfer Doc	23473-512
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	70 ARMSTRONG ST, WEST SPRINGFIELD, MA 01089-2604
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026192-151
Date	Jan 20, 2026
Book Page	26192/151
Instrument	2605

Lender

Name	MORTGAGE PROS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	70 ARMSTRONG ST, WEST SPRINGFIELD, MA 01089-2604
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025936-357
Date	Jul 10, 2025
Book Page	25936/357
Instrument	31240

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Oct 14, 2020
Property Address	70 ARMSTRONG ST, WEST SPRINGFIELD, MA 01089-2604
Document Number	23473-512
Book / Page	23473 / 512
Instrument Date	Sep 25, 2020
Instrument	59214
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 STEVEN DR, HOLYOKE, MA 01040-1216

Mortgage

Document Number	59215
Date	Oct 14, 2020
Instrument	59215

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 70 Armstrong St was $3,648, up 0.9% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,648.00 (+0.91%)	$260,200 (+7.03%) Land $103,200 Building $157,000	$274,538 (+12.75%)
2025	$3,615.00 (+6.04%)	$243,100 (+5.6%) Land $93,800 Building $149,300	$243,485
2024	$3,409.00 (+9.9%)	$230,200 (+15.33%) Land $93,800 Building $136,400
2023	$3,102.00	$199,600 Land $84,300 Building $115,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Armstrong St in Zone X, where a levee reduces flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2019)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jul 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Armstrong St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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