7 Worcester Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 7 Worcester Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,133 sqft · built 1995
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jan 2020)
Tax Bill	$5,865 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Mar 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A962000119`

Property Details

APN / Parcel Number

Primary APN	`A962000119`
Alternative APN	`2-0060-7229-00-0457.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,133 sqft Living Area
Gross Area	5,218 sqft
1st Floor Area	2,933 sqft
Basement Area	1,595 sqft
Finished Basement	1,200 sqft
Unfinished Basement	395 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	185 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A962000119
Street Address	7 WORCESTER CT
City	O FALLON
State	MO
Zip	63366-5558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURTLE CREEK #1 LOT 457
Legal Subdivision	TURTLE CREEK #1
Legal Lot Number	457
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2005
Census Tract	311737

Owner

7 Worcester Ct is owned and occupied by two individuals who bought it in January 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 WORCESTER CT, O FALLON, MO 63366-5558
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 30, 2020	Loan Modification, Mortgage NEW AMERICAN FNDG
Jan 24, 2020	Warranty Deed, Transfer SYNERGY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2020 · Amount on File
Deed Sale	Jan 24, 2020 · Amount on File
Prior Sale	Aug 2, 2005 · Amount on File
Deed Document Number	202048190
Deed Book / Page	7220 / 1987
Prior Transfer Date	May 30, 2017
Prior Transfer Doc	0067510562
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7 WORCESTER CT, O FALLON, MO 63366-5558
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071390912
Date	Sep 10, 2019
Book Page	7139/0912
Instrument	20190910000489980

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Aug 29, 2059

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	7 WORCESTER CT, O FALLON, MO 63366-5558
Document Number	0072700284
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WORCESTER CT O FALLON MO 633665558, O FALLON, MO 63366-5558

Mortgage

Document Number	0072700284
Date	Apr 15, 2020
Book Page	007270/000284
Instrument	231940

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company

Agreement

Amount	Amount on Record

Interest

Rate	3.87%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 24, 2020
Property Address	7 WORCESTER CT, O FALLON, MO 63366-5558
Document Number	0072201987
Book / Page	007220 / 001987
Instrument Date	Jan 22, 2020
Instrument	48190
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	SYNERGY TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7 WORCESTER CT O FALLON MO 633665558, O FALLON, MO 63366-5558

Tax Assessment & Valuation

The 2025 property tax bill for 7 Worcester Ct was $5,865, up 5.9% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,597 (-)	$482,091 (-) Land $61,540 Building $420,551
2025	$5,865.00 (+5.92%)	$91,597	$482,091 Land $61,540 Building $420,551
2024	$5,537.00
2023		$83,970
2022			$441,946 Land $50,000 Building $391,946

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7 Worcester Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Worcester Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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