7 Windward Cv, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 7 Windward Cv, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,180 sqft · built 2011
Lot Size	0.069 acres (3,031 sqft)
Owner	Individual Name on File
Last Sale	$559,000 (Dec 2019)
Tax Bill	$7,027 (2024)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-3S-20-34700-00B-0030`

Property Details

APN / Parcel Number

Primary APN	`02-3S-20-34700-00B-0030`
Alternative APN	`1004383`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,180 sqft Living Area
Gross Area	2,514 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2011
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,031 sqft (0.069 acres)
Garage Type	Finished
Garage Area	220 sqft
Porch	Porch
Porch Area	114 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1004383
Street Address	7 WINDWARD CV
City	SANTA ROSA BEACH
State	FL
Zip	32459-7586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK B SATINWOOD PLACE S/D PB 17-54 OR 2861-4442 OR 3044-1420 OR 3126-794
Legal Range	20W
Legal Township	03S
Legal Section	02
Legal Subdivision	SATINWOOD PLACE
Legal Block	B
Legal Lot Number	3
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1017
Census Tract	950606

Owner

7 Windward Cv is owned by an individual who bought it in December 2019.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	8371 MOUNTAIN VALLEY RD, FAIRFAX STATION, VA 22039
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2019	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jun 16, 2017	Warranty Deed, Transfer · Conventional Mortgage FEMBI MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2019 · Amount on File
Deed Sale	Dec 4, 2019 · Amount on File
Prior Sale	Jun 16, 2017 · Amount on File
Deed Document Number	20190042307
Deed Book / Page	3126 / 0794
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 4, 2019
Property Address	7 WINDWARD CV, SANTA ROSA BEACH, FL 32459-7586
Document Number	0031260794
Book / Page	3126 / 0794
Map Reference	MB 17 PG 54&54A
Instrument Date	Dec 2, 2019
Instrument	20190042307
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,913.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1816 BEECH AVEW, 1816, NASHVILLE, TN 37203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 LAKELAND CT, CULPEPER, VA 22701-2080

Mortgage

Document Number	0003126796
Date	Dec 4, 2019
Instrument	3126/796

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 16, 2017
Property Address	7 WINDWARD CV, SANTA ROSA BEACH, FL 32459-7586
Document Number	0030441420
Book / Page	3044 / 1420
Map Reference	MB17 PG54&54A
Instrument Date	Jun 5, 2017
Instrument	20170019771
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	988 PARKVIEW DR, 988, CANYON LAKE, TX 78133-3316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1816 BEECH AVE, NASHVILLE, TN 37203-5416

Mortgage

Document Number	0030441422
Date	Jun 16, 2017
Instrument	3044/1422

Lender

Name	FEMBI MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$932,158 Land $305,000 Building $627,158	$932,158 Land $305,000 Building $627,158
2024	$7,027.00 (+4.63%)
2023	$6,716.00 (+19.67%)	$945,632 (+32.16%) Land $305,000 Building $640,632	$945,632 (+32.16%) Land $305,000 Building $640,632
2022	$5,612.00	$715,511 Land $142,082 Building $573,429	$715,511 Land $142,082 Building $573,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Windward Cv in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 413 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	725 units insured incl. 312 condo units
Nearby Flood Claims	12 (2005–2025)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Windward Cv is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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