7 Wilton Rd W, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 7 Wilton Rd W, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,173 sqft · built 1900
Lot Size	2.9 acres (126,324 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jun 2020)
Tax Bill	$18,832 (2025)
Deeds & Mortgages	May 2022 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`F200041`

Property Details

APN / Parcel Number

Primary APN	`F200041`
Alternative APN	`RIDG M:F20 B:0041`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,173 sqft Living Area
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	126,324 sqft (2.9 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	F200041
Street Address	7 WILTON RD W
City	RIDGEFIELD
State	CT
Zip	06877-5606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Block	41
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	2
Census Block	2022
Census Tract	35400

Owner

7 Wilton Rd W is owned and occupied by two individuals who bought it in June 2020.

Source: Ridgefield Town records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 WILTON RD W, RIDGEFIELD, CT 06877-5606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · ARM UNION SAVINGS BANK
Apr 20, 2021	Deed of Trust, Mortgage · Balloon Mortgage UNION SAVINGS BANK
May 4, 2022	Deed of Trust, Mortgage · ARM UNION SAVINGS BANK
Jun 23, 2020	Executor's Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2020 · Amount on File
Deed Sale	Jun 23, 2020 · Amount on File
Prior Sale	Dec 26, 1996 · Amount on File
Deed Book / Page	1093 / 794
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	7 WILTON RD W, RIDGEFIELD, CT 06877-5606
Transaction Type	Mortgage
Record Updated	Jul 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001142-625
Date	May 4, 2022
Book Page	1142/625

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2029
Index	1-Year CMT

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	7 WILTON RD W, RIDGEFIELD, CT 06877-5606
Transaction Type	Mortgage
Record Updated	Jul 10, 2025
Title Company	NONE AVILABALE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001118-891
Date	Apr 20, 2021
Book Page	1118/891

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	7 WILTON RD W, RIDGEFIELD, CT 06877-5606
Transaction Type	Mortgage
Record Updated	Jul 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002550-655
Date	May 4, 2022
Book Page	2550/655

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2029
Index	1-Year CMT

June 2020: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Jun 23, 2020
Property Address	7 WILTON RD W, RIDGEFIELD, CT 06877-5606
Document Number	001093-794
Book / Page	1093 / 794
Instrument Date	Jun 15, 2020
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1025 LACORTE TER, CRANFORD, NJ 07016-1617

Mortgage

Document Number	0001093798
Date	Jun 23, 2020
Instrument	1093/798

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7 Wilton Rd W was $18,832.

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,832.00	$687,540 Land $249,410 Building $438,130	$481,278 Land $174,587 Building $306,691
2024	$18,832.00 (+6.13%)
2023	$17,745.00 (+1.74%)	$687,540 (+12.08%) Land $249,410 Building $438,130
2022	$17,441.00	$613,460 Land $178,150 Building $435,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Wilton Rd W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Wilton Rd W is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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