7 Willowdale Ct, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 7 Willowdale Ct, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	1,257 sqft · built 1917
Lot Size	0.124 acres (5,390 sqft)
Owner	Individual Name on Record
Last Sale	$720,000 (Jul 2024)
Tax Bill	$11,543 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-04008-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`13-04008-0000-00016`
Alternative APN	`130400800016`

Interior

Stories	2 Stories
Building Area	1,257 sqft Living Area

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Construction Type	Frame
Lot Area	5,390 sqft (0.124 acres)
Lot Dimensions	154 ft deep x 35 ft wide

Location & Zoning

Old Parcel Number	130400800016
Street Address	7 WILLOWDALE CT
City	MONTCLAIR
State	NJ
Zip	07042-4426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	35X154 IRR
Legal Subdivision	MONTCLAIR TOWNSHIP
Legal Block	4008
Legal Lot Number	16
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1006
Census Tract	17200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Glen Ridge Historic District listed 1982 · 1,156 contributing resources · NRIS 82004784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 WILLOWDALE CT, MONTCLAIR, NJ 07042-4426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Nov 18, 2020	Grant Deed, Transfer · Conventional Mortgage BETTER MTG CORP ISAOA
Jul 18, 2017	Grant Deed, Transfer · Conventional with PMI CITIZENS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2024 · Amount on Record
Deed Sale	Jul 16, 2024 · Amount on Record
Prior Sale	Nov 18, 2020 · Amount on Record
Deed Document Number	202440409
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	7 WILLOWDALE CT, MONTCLAIR, NJ 07042-4426
Transaction Type	Mortgage
Record Updated	Apr 17, 2026
Title Company	HH SETTLEMENT SERVICES, H&H SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WILLOWDALE CT, MONTCLAIR, NJ 07042-4426

Mortgage

Document Number	0000020218
Date	Mar 25, 2026
Instrument	2026020218

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	7 WILLOWDALE CT, MONTCLAIR, NJ 07042-4426
Document Number	0000114610
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	FOUNDATION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7 WILLOWDALE CT MONTCLAIR NJ 070424426, MONTCLAIR, NJ 07042-4426

Mortgage

Document Number	0000114610
Date	Nov 18, 2020
Instrument	114610

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 18, 2020
Property Address	7 WILLOWDALE CT, MONTCLAIR, NJ 07042-4426
Document Number	0000114609
Instrument Date	Oct 16, 2020
Instrument	114609
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WILLOWDALE CT MONTCLAIR NJ 070424426, MONTCLAIR, NJ 07042-4426

Mortgage

Document Number	114610
Date	Nov 18, 2020
Instrument	114610

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 18, 2017
Property Address	7 WILLOWDALE CT, MONTCLAIR, NJ 07042-4426
Document Number	0000061979
Instrument Date	May 31, 2017
Instrument	61979
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	SCOTT TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 WILLOWDALE CT MONTCLAIR NJ 070424426, MONTCLAIR, NJ 07042-4426

Mortgage

Document Number	61981
Date	Jul 18, 2017
Instrument	61981

Lender

Name	CITIZENS MTG
Type	Mortgage Company
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,300 (-) Land $177,300 Building $151,000	$328,300 (-) Land $177,300 Building $151,000
2025	$11,543.00 (+3.32%)	$328,300 (-) Land $177,300 Building $151,000	$328,300 (-) Land $177,300 Building $151,000
2024	$11,172.00 (+3.5%)
2023		$328,300 Land $177,300 Building $151,000	$328,300 Land $177,300 Building $151,000
2022	$10,794.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	33 units insured incl. 6 condo units
Nearby Flood Claims	26 (1995–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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