7 Willow St, Haverhill, MA 01832 Property Records

Essex County and Haverhill City property record for 7 Willow St, Haverhill, MA 01832

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,540 sqft · built 2010
Lot Size	0.225 acres (9,842 sqft)
Owner	Individual Name on Record
Last Sale	$239,900 (Dec 2010)
Tax Bill	$4,449 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Aug 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`527-21-23C`

Property Details

APN / Parcel Number

Primary APN	`527-21-23C`
Alternative APN	`HAVE M:0527 B:00021 L:23C-7`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,540 sqft Living Area
Gross Area	2,472 sqft
Basement Area	740 sqft
Unfinished Basement	740 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,842 sqft
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	527-21-23C
Street Address	7 WILLOW ST
City	HAVERHILL
State	MA
Zip	01832-2970
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	05-7 WILLOW STREET CONDO
Legal Block	21
Legal Lot Number	23C-7
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	2
Census Block	2014
Census Tract	260700

Owner

Source: Essex County and Haverhill City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 WILLOW ST, HAVERHILL, MA 01832-2970
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2019	Deed of Trust, Mortgage · Line of Credit MERRIMACK VALLEY FCU
Aug 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2010 · Amount on Record
Deed Sale	Dec 31, 2010 · Amount on Record
Deed Book / Page	30124 / 436
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	7 WILLOW ST, HAVERHILL, MA 01832-2970
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37423-30
Date	Apr 4, 2019
Book Page	37423/30
Instrument	20190404001770

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2039

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	7 WILLOW ST, HAVERHILL, MA 01832-2970
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38791-117
Date	Aug 5, 2020
Book Page	38791/117
Instrument	20200805003130

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,449.00 (+9.74%)	$415,400 (+9.03%) Building $415,400	$464,170
2024	$4,054.00 (-1.34%)	$381,000 (+3.39%) Building $381,000
2023	$4,109.00	$368,500 Building $368,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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