Durham County property record for 7 Willoughby Ct, Durham, NC 27713
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,165 sqft · built 1996 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $247,000 (Jan 2016) |
| Tax Bill | $5,663 (2026) |
| Deeds & Mortgages | Feb 2019 Line of Credit Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0728-49-0580 |
| Primary APN | 0728-49-0580 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,165 sqft Heated Area |
| 1st Floor Area | 905 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 7 WILLOUGHBY CT |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27713-8660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR 3.200 |
| Legal Description | WOODLAKE/CHESDEN/PH:01/LT #23 PL:000133-000222 |
| Legal Subdivision | WDLAKE/CHESDEN |
| Legal Phase | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | TRIANGLE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 2022 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 WILLOUGHBY CT, DURHAM, NC 27713-8660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP |
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC VANDERBILT MORTGAGE & FINANCE INC |
| Jul 8, 2019 | Deed of Trust, Mortgage · Conventional with PMI VANDERBILT MORTGAGE & FINANCE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2016 · Amount on Record |
| Deed Sale | Jan 21, 2016 · Amount on Record |
| Prior Sale | Apr 11, 2007 · Amount on Record |
| Deed Document Number | 20161942 |
| Deed Book / Page | 7860 / 597 |
| Prior Transfer Date | Sep 10, 2014 |
| Prior Transfer Doc | 0075660357 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 7 WILLOUGHBY CT, DURHAM, NC 27713-8660 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0085890136 |
|---|---|
| Date | Feb 4, 2019 |
| Book Page | 8589/136 |
| Instrument | 2019003312 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 7 WILLOUGHBY CT, DURHAM, NC 27713-8660 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0089140360 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 8914/360 |
| Instrument | 2020012378 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTER, NJ 07930 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 7 WILLOUGHBY CT, DURHAM, NC 27713-8660 |
| Document Number | 0092131000 |
| Instrument Date | Jan 26, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 7 WILLOUGHBY CT DURHAM NC 277138660, DURHAM, NC 27713-8660 |
| Document Number | 0092131000 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 009213/001000 |
| Instrument | 4572 |
| Name | VANDERBILT MORTGAGE & FINANCE INC VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 7 WILLOUGHBY CT, DURHAM, NC 27713-8660 |
| Document Number | 0086990553 |
| Instrument Date | Jul 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2019 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7 WILLOUGHBY CT DURHAM NC 277138660, DURHAM, NC 27713-8660 |
| Document Number | 0086990553 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 008699/000553 |
| Instrument | 23791 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 10, 2034 |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,663.00 (+2.52%) | $557,255 (-) Land $172,900 Building $384,355 | $557,255 (-) Land $172,900 Building $384,355 |
| 2025 | $5,524.00 (+38.07%) | $557,255 (+82.43%) Land $172,900 Building $384,355 | $557,255 (+82.43%) Land $172,900 Building $384,355 |
| 2023 | $4,001.00 (+2.35%) | $305,461 Land $49,837 Building $255,624 | $305,461 Land $49,837 Building $255,624 |
| 2022 | $3,909.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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