7 Williams Ct, Owings Mills, MD 21117 Property Records

Baltimore County property record for 7 Williams Ct, Owings Mills, MD 21117

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,638 sqft · built 1995
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,132 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2023 Mortgage + 2 more
APN	`02-2200006759`

Property Details

APN / Parcel Number

Primary APN	`02-2200006759`
Alternative APNs	`22200006759` `2200006759`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,638 sqft Living Area
Gross Area	3,038 sqft
1st Floor Area	1,008 sqft
Basement Area	730 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	45 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	2200006759
Street Address	7 WILLIAMS CT
City	OWINGS MILLS
State	MD
Zip	21117-4889
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.1699 AC MDWS AT OWINGS MILLS
Legal Subdivision	MDWS AT OWINGS MILLS
Legal Block	1
Legal Lot Number	31
Jurisdiction	BALTIMORE MD
Township / Civil Division	2
Census Block Group	1
Census Block	1005
Census Tract	492402

Owner

Source: Baltimore County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7 WILLIAMS CT, OWINGS MILLS, MD 21117-4889
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 22, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 21, 2020	Deed, Transfer · FHA Mortgage FIDELITY DIRECT MORTGAGE LLC
Feb 8, 2014	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2024
Deed Sale	Jun 28, 2024
Prior Sale	Jan 21, 2020 · Amount on Record
Deed Book / Page	49192 / 6
Prior Transfer Date	Apr 25, 2024
Prior Transfer Doc	0491920006
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	7 WILLIAMS CT, OWINGS MILLS, MD 21117-4889
Transaction Type	Mortgage
Record Updated	Nov 8, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WILLIAMS CT, OWINGS MILLS, MD 21117-4889

Mortgage

Document Number	0485120492
Date	Oct 31, 2023
Book Page	48512/492

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Jan 1, 2050

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	7 WILLIAMS CT, OWINGS MILLS, MD 21117-4889
Transaction Type	Mortgage
Record Updated	Jul 5, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WILLIAMS CT, OWINGS MILLS, MD 21117-4889

Mortgage

Document Number	0481570204
Date	Jun 22, 2023
Book Page	48157/204

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Jan 1, 2050

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jan 21, 2020
Property Address	7 WILLIAMS CT, OWINGS MILLS, MD 21117-4889
Document Number	0423690440
Book / Page	42369 / 440
Map Reference	MB SM63 FO 129
Instrument Date	Dec 20, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	INTEGRITY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 WILLIAMS CT, OWINGS MILLS, MD 21117-4889

Mortgage

Document Number	0042369445
Date	Jan 21, 2020
Instrument	42369/445

Lender

Name	FIDELITY DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

February 2014: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BALTIMORE MD
Property Address	7 WILLIAMS CT, OWINGS MILLS, MD 21117-4889
Document Number	0388400109
Instrument Date	Feb 8, 2014
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WILLIAMS CT OWINGS MILLS MD 211174889, OWINGS MILLS, MD 21117-4889

Mortgage

Document Number	0388400109
Date	Apr 14, 2017
Book Page	038840/000109

Lender

Name	SUNTRUST BK
Type	Bank
Address	NASHVILLE, TN 37230-5053

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,132.00 (-50.53%)	$403,333 (+18.55%)	$485,200 (+33.89%) Land $131,400 Building $353,800
2024	$12,396.00 (+337.71%)
2023	$2,832.00	$340,233	$362,400 Land $104,300 Building $258,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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