7 William St, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 7 William St, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,766 sqft · built 2008
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,250,000 (Sep 2026)
Tax Bill	$6,522 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2021 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`532-13-00-044`

Property Details

APN / Parcel Number

Primary APN	`532-13-00-044`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,766 sqft Living Area
Gross Area	4,782 sqft
1st Floor Area	1,383 sqft
Upper Floors Area	1,383 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Multi-Family
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	98 ft deep x 80 ft wide
Terrain	High
Porch	Slab
Porch Area	953 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	7 WILLIAM ST
City	MOUNT PLEASANT
State	SC
Zip	29464-5039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -LOT 44
Legal Subdivision	OLD VILLAGE PROPERTY/BEN TATUM JR
Legal Lot Number	44
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2020
Census Tract	4701

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 WILLIAM ST, MOUNT PLEASANT, SC 29464-5039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed, Transfer · Conventional Mortgage US BANK
Jul 7, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Aug 24, 2020	Grant Deed, Transfer · Conventional Mortgage SOUTH ST BK
Aug 30, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2026 · Amount on Record
Deed Sale	Sep 2, 2026 · Amount on Record
Prior Sale	Aug 24, 2020 · Amount on Record
Deed Document Number	202655184
Deed Book / Page	1413 / 419
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 2, 2026
Property Address	7 WILLIAM ST, MOUNT PLEASANT, SC 29464-5039
Document Number	0000055184
Book / Page	1413 / 419
Instrument Date	Aug 27, 2026
Instrument	202655184
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840,825.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WILLIAM ST, MOUNT PLEASANT, SC 29464-5039

Mortgage

Document Number	0000055185,
Date	Sep 2, 2026
Book Page	1413/420
Instrument	202655185

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	7 WILLIAM ST, MOUNT PLEASANT, SC 29464-5039
Transaction Type	Mortgage
Record Updated	Feb 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WILLIAM ST, MOUNT PLEASANT, SC 29464-5039

Mortgage

Document Number	0010110301
Date	Jul 7, 2021
Book Page	1011/301

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 20, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 24, 2020
Property Address	7 WILLIAM ST, MOUNT PLEASANT, SC 29464-5039
Document Number	0909/0038
Book / Page	000909 / 000038
Instrument Date	Aug 18, 2020
Transaction Type	Transfer
Record Updated	Sep 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 WILLIAM ST MOUNT PLEASANT SC 294645039, MOUNT PLEASANT, SC 29464-5039

Mortgage

Document Number	909/0039
Date	Aug 24, 2020
Book Page	000909/000039

Lender

Name	SOUTH ST BK
Type	Bank
Address	NORTH CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	7 WILLIAM ST, MOUNT PLEASANT, SC 29464-5039
Document Number	0667/0215
Book / Page	000667 / 000215
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 WILLIAM ST MOUNT PLEASANT SC 294645039, MOUNT PLEASANT, SC 29464-5039

Mortgage

Document Number	0667/0215
Date	Sep 21, 2017
Book Page	000667/000215

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 20, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,522.00 (+12.97%)	$1,466,249 (+2,678.04%) Land $641,700 Building $824,549	$2,473,600 (+94.01%) Land $707,300 Building $1,766,300
2024	$5,773.00 (+7.32%)	$52,780 (-)
2022	$5,379.00	$52,780	$1,275,000 (-) Land $558,000 Building $717,000
2020			$1,275,000 Land $558,000 Building $717,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	70 (1987–2024)
Claims Outside the SFHA	11 of 70
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Idalia, Aug 2023 · 3 claims Hurricane Irma, Sep 2017 · 3 claims Hurricane Hugo, Sep 1989 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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